Equity Release could be a new mis-selling scandal – Ros is quoted in the Daily Telegraph warning about the dangers of people buying equity release policies when too young without realising the consequences for later.
Lifetime ISAs need urgent reform – or abolition. Ros is quoted in the Daily Telegraph warning that many people have bought Lifetime ISAs that were unsuitable for them and that the product needs reform or abolition.
Pensions Regulator needs more powers to enforce Ombudsman rulings – Ros is quoted in the Financial Times calling on the Pensions Regulator to use its powers, or be given new ones, to ensure compliance with auto-enrolment contribution duties when employers refuse to pay.
Workers in auto-enrolment need proper protection – Ros wrote a Comment piece for the Financial Times calling on the Pensions Regulator to intervene, or be given more powers, to help members whose employers do not pay their pension contributions.
Providers should promote the benefits of pensions – Ros is quoted by Pensions Age calling on pension providers to rise to the challenge of explaining the benefits of pensions, not just the risks of inadequacy. ( link to pdf )
Pensions need to be promoted, they’re a brilliant product – Ros is quoted by Financial Adviser magazine calling on pension providers to do more to extol the virtues of pensions, so people don’t just opt out without realising what they’re giving up. ( link to pdf )
Ofgem needs to reverse rise in energy Standing Charges – Ros wrote a Comment article for the Daily Mail calling on the Regulator to stop the rise in Standing Charges which have been allowed in order to fund failed firms. ( link to pdf )
DC pension default funds have let workers down – Ros is quoted in the MailonLine explaining that the real pension damage from rising bond yields was inflicted on those nearing retirement in DC ‘lifestyle’ or ‘target date’ default funds which have lost perhaps 30% of their value, with no employer standing behind the losses. ( link to pdf )
Cutting pension contributions can be dangerous but nobody is explaining this – Ros was quoted in Professional Pensions urging pension providers to explain that cutting pension contributions may create big losses. ( link to pdf )
Professional Pensions reports on Ros’ Christmas story about pensions, produced by Quietroom – some festive cheer for the season! ( link to pdf )