Decoding the pre-retirement investment challenge in DC
Ros chaired a roundtable for Ruffer outlining important new thinking for the pre-retirement phase of pension investing, moving away from the traditional equity/bond ‘de-risking’. ( link to pdf )
The state pension triple-lock is no longer fit for purpose
Ros wrote a column for inews, explaining why the State Pension triple lock has outlived its usefulness and increasing state pension age to save costs is the wrong priority. ( link to pdf )
Britain’s £24bn savings tax bombshell: Nest-eggs and dividends to be raided in fresh Treasury attack on prudence and thrift
Ros is quoted in Money Marketing. ( link to pdf )
Firms Should Play Their Part In Cost Of Living Crisis
Ros is quoted in the Independent, supporting the Chancellor’s inquiry into how firms have behaved during the inflation crisis and whether they are exacerbating inflation pressures rather than behaving responsibly in this national crisis.
Government agrees to enshrine in law a requirement for banks to provide customers with convenient free access to cash on the high street
Ros wrote a column for the Daily Mail’s ‘ThisIsMoney’ website, explaining why the pension freedoms have been a lifeline for many who would otherwise have locked into poor value annuities but the industry also needs to rethink its products. ( link to pdf )
Companies should take more responsibility for curbing price rises, especially after huge pandemic
Here are some thoughts about encouraging businesses to play their part in curbing excessive price rises, to help the economy over the current inflation crisis. After massive taxpayer business support through Covid, surely corporate social responsibility should encompass responsible pricing behaviour during an economic emergency. Read my blog.
Nationwide commits to maintaining open high street branches – City & Business – Finance
Ros is quoted congratulating Nationwide on its decision to keep its branches open on British high streets – a victory for campaigning by Daily Mail, Mail on Sunday and Daily Express. ( link to pdf )
Pension freedoms have helped millions as interest rates rise
Here are a few thoughts about how the latest interest rate and inflation rises highlight the benefits of pension freedoms, which many have criticised unfairly in my view.
BT’s £39bn pension fund cuts UK investments in blow to Hunt’s Big Bang 2.0 ambitions
Ros is quoted in the Daily Telegraph arguing that the huge BT pension fund should do more to support growth in Britain.
Ros Altmann: Rethinking pensions for a post-QE world
Ros wrote a Column for Money Marketing, explaining why pension fund use of bonds is not necessarily ‘low risk’ in a post QE world. ( link to pdf )