Beware the pitfalls of the Lifetime Isa
Mailonline quotes Ros warning about the dangers of the Lifetime ISA and the potential for mis-selling and mis-buying. ( link to pdf )
It’s been dubbed a legal loan shark by MPs
Ros is quoted in a ThisIsMoney article expressing concern about the rise in bad debts and people feeling pressured into guaranteeing loans for friends and family. ( link to pdf )
TSB plan to shut down 86 branches and put 400 jobs at risk is slammed by furious union bosses
Ros cautions against TSB closure of 86 branches in an effort to force customers to use online banking, after it suffered such major IT problems for its customers. ( link to pdf )
Drowning in debt: Britons are groaning under the weight of credit
Ros is quoted in the UK Daily Mail warning about the excessive growth in credit. ( link to pdf )
FCA will not investigate its role in Woodford saga
FT Financial Adviser magazine highlights Ros’ concerns about inadequacy of FCA regulation in retail fund management industry and Woodford debacle. ( link to pdf )
Savers frozen out of second Woodford fund: But guess what? He is STILL charging them fees
ThisIsMoney comments on the closure of Woodford Funds and problems for retail investors, including Ros’ comments on inadequacy of regulation. ( link to pdf )
Thinking of taking equity release in your 50s? It can be a minefield, as homeowners are warned that many are borrowing too much too early
Ros is quoted warning that equity release loans should not be taken out by those in their 50s unless they understand the risks of losing their entire home by the end of retirement. ( link to pdf )
Caught in the SAVINGS WEB: There are nearly 2,000 accounts available yet only a handful beat inflation… and they want your cash for five years
Ros wrote a comment piece for the UK Daily Mail lamenting banks treating loyal savers as cash cows and calling on Regulators to investigate whether savers are being short-changed. ( link to pdf )
Over-55s are raiding the equity in their homes to pay off loans and credit card debts, new report reveals
Daily Mail quotes Ros highlighting the dangers of over-55s using equity release to repay loans, perhaps without realising this could cost them their entire house. ( link to pdf )
Fix tax flaw depriving low earners of vital pension top-ups, new petition urges the Government
Ros is quoted in ThisIsMoney article on the ongoing injustice of the Net Pay pension schemes for low earners and highlights the petition. ( link to pdf )