Response to ONS consultation on improving rpi
Ros’ response to ONS consultation on changes to the retail prices inflation index, to bring it into line with lower cpi.
Why we must help savers
Ros calls on the Chancellor to free up the investment restrictions on ISAs, to allow savers to hold all their allowance in cash.
Pensioners using income drawdown should be trusted with their own money
Ros wrote an article for the Mail on Sunday warning that the new rules for Income Drawdown have resulted in another pension scandal, with pensioners being deprived of their own money just because annuity rates – which they never wanted to be involved in – have fallen.
State Pension reform will have to retain the contributory principle
Ros wrote a blog for Citywire explaining that Steve Webb’s pre-Coalition plans for a citizen’s pensions have now been amended to retain the contributory principle for state pension reform which retains National Insurance.
Monetary policies have scared away the 'confidence fairy'
Letter published in Financial Times questioning whether monetary, rather than fiscal policies have dampened growth.
The Times Opinion Piece – Means-testing pensioner benefits is a step in the wrong direction
The Times published Ros’ article on why means-testing pensioner benefits is not the right way to cut costs of paying to pensioners, taxing them or increasing age-of-entitlement would not penalize savers and would not mean means-testing millions of pensioners.
City AM: Auto-enrolment needs to foster a broader savings culture
Article published in City AM explaining the dangers of auto-enrolment and the need for flexibility in savings policy.
Plans to use pensions to for housebuying leaves pensioners at risk
Ros wrote an opinion piece in the Yorkshire Post which explains why Nick Clegg’s proposal to use older people’s pensions to fund younger relatives’ house purchase is not a smart idea.
Citywire blog – Bank of England policies put financial advisers in a pickle
Ros wrote a blog for Citywire explaining the difficulties for financial advisers when advising on pensions in the current exceptional interest rate environment.
Guardian Comment – Don't use pensions for house deposits
Ros wrote a blog for the Guardian website responding to Nick Clegg’s suggestion that pensioner benefits should be means-tested – very unwise and penalise savers and private pensions.