Independent website: Have the markets ruined our presents and our futures?
Piece written the Independent newspaper’s website, explaining the problems of falling markets which have hit the future pension security of millions of citizens.
Yorkshire Post op-ed – pensions crisis worse than credit crisis
Op-ed published in Yorkshire Post explaining why the pensions crisis is likely to be worse than the credit crisis and lamenting the measures announced in the UK 2009 Budget which did not address the problems.
Planning for Retirement – You're on your own
Ros was commissioned to write an independent report on the problems facing individuals who are trying to plan for their retirement. She covers the history of our pension system, the risks of relying too heavily on the stock market to deliver good pensions and discusses some of the misconceptions of pension planning. Do you know the difference between a pension fund and a pension? Do you know what options are available on retirement? Can you afford to gamble your future security? All these questions are touched on in the report. Copies of the report are available at www.metlife.com/rp
Sunday Post – pensions and the budget: another missed opportunity
Article published in Scotland’s Sunday Post newspaper, explaining how the recent budget measures were a missed opportunity to sort out our pensions crisis and will not deal with the problems. Could this be because policymakers do not have to worry about pensions themselves?
Sunday Telegraph Comment – Without urgent action on pensions, old age will be something to fear
Comment piece published in Sunday Telegraph explaining the inadequacies of the 2009 Budget’s pension measures and the risks that millions will face an impoverished old age
Citiwire blog: Budget pensions policy wishlist
Blog on Citiwire website outlinining Ros’s wish list for policies that the Chancellor could introduce to help pensions and pensioners in the forthcoming Budget.
Telegraph: Inflation is the big worry, forget deflation myth
Daily Telegraph ‘Fundamentalist View’ Column explaining Ros’ view that deflation is a myth and we are heading for a big inflation problem which will hurt corporate bonds as well as fixed interest gilts, with investors needing inflation protection.
Guardian comment: Employers cut pension contributions – dangers for retirement
Guardian on-line Comment column in which Ros explains the dangers of a major pension company cutting its pension contributions in response to the credit crisis and cost cutting pressure. This will mean disappearing employer pensions and then disappearing retirement.
Yorkshire Post op-ed: Pensions – we all face a poorer future
Op-ed published in Yorkshire Post explaining the dangers of employers cutting pension contributions and the Government’s personal accounts encouraging further cutbacks in future. This is a pay cut today, will be a pension cut tomorrow and will mean delayed retirement or pensioner poverty in future.
Citiwire blog – Budget thoughts
Ros explains what policies she would like to see for pensions in the 2009 Budget.