Ros explains why cutting interest rates even further from here is not sensible and causes significant damage to pensioners living on their savings. She highlights the iniquity of pension credit assumption that poor pensioners earn 10% interest on their savings.
Article published in House Magazine examining the credit crisis, stock market falls and policy response have impacted pensions and the implications for public spending.
Letter published in Financial Times suggesting that the concept of investment risk has been misunderstood – expected returns may not be each investors’ achieved returns, but investors have acted as if their returns on risky assets will somehow be guaranteed.
Article featured in Scottish Sunday Post explaining how UK state pensions are inadequate, current reforms will not deliver what we need and recommending a radical overhaul to finally treat our pensioners decently.
Letter published in Financial World magazine highlighting the lack of transparency in public sector pensions and calling for an independent inquiry into the developing public sector pensions aristocracy.
PProfessional Pensions asked Ros to give her forecasts for pensions in 2009.
Pensions Management magazine asked Ros for her predictions for pensions in 2009.
Article published in Sunday Post in Scotland explaining how Government pensions policy has been a disaster.
Article published in the Yorkshire Post contrasting the effects of the credit crunch on private sector and public sector schemes and calling for transparency on accounting for public sector pensions.
Feature article published in Financial Adviser explaining why the latest round of pensions reforms designed to help women are more spin than substance and could be dangerous for some lower income women who fail to get advice.