House Magazine article – aIf I was in charge of pension reforma¦'
Article published in the House Magazine explaining what Ros would like to do if she were in charge of pension reform!
Letter explaining injustices of deemed buyback
Letter written to Professional Pensions magazine explaining why deemed buyback is not working and that members cannot get any advice to understand what they need to do. If they have AVC’s these are confiscated if they choose deemed buyback.
Understanding and managing pension fund risk
Letter published in Global Pensions magazine explaining why pension fund trustees should not necessarily be switching to bonds and that searching for asymmetric returns and using alternative assets and derivatives can improve portfolio efficiency.
Financial Adviser feature on the proposed new personal pension accounts
Feature explaining why Ros thinks the proposed personal accounts should not be introduced and that they are likely to worsen pension provision in the UK – and also may lead to pensions being bought by those for whom they are not suitable.
FT letter on the injustice of unfunded public sector pensions being contracted out
Letter published in the Financial Times explaining that unfunded public sector pensions are contracted out of the national insurance system and that this is economically nonsensical, merely allowing public sector workers and employers to pay lower national insurance and passing the costs onto future taxpayers.
Financial Adviser feature discussing expected Government pension proposals
Feature article written for Financial Adviser assessing the expected pension reforms to be announced in the Queen’s speech in Parliament.
Feature article on annuities for Corporate Adviser magazine
Article published in Corporate Adviser magazine, discussing some of the shortcomings of the current annuity market and how ineffective the open market option is in practice.
PMI Soapbox – please support compensation for wind-up victims
Article published in Pensions Management Institute (PMI) magazine, calling for the pensions industry to support the campaign for compensation for those affected by wind-up.
Government's pension White Paper not good enough
Article published in aParliamentary Brief’ (Volume 10, No. 10), explaining the background to the UKs pension problems and why the latest White Paper reform proposals will not provide a sustainable solution.
Pensions crisis – it's real and getting worse
Foreword published in aThe Pensions Report’ in October 2006, explaining the results of a the comprehensive survey of investor and provider attitudes to pension provision in the UK, highlighting that trust and confidence in pensions have been destroyed in recent years.