Citywire: Why older workers are so precious
Ros wrote an article for Citywire explaining the value of older workers and how they can benefit the economy
FTfm opinion piece on need for including alternative assets to diversify pension fund investments
Opinion piece published in Financial Times FTfm supplement, arguing that pension fund trustees need to consider diversified range of investments, not just equities and bonds and that switching from equities to bonds, if funds are in deficit, may be the least efficient way of reducing risk.
Article to be published in Pensions World magazine outlining women's pension reform
Article to be published in Pensions World magazine, explaining why women’s pensions need to be reformed urgently and how the system currently discriminates against women.
Letter published in the FT asking why employers should be compelled to contribute to their employees' pensions
Letter published in the Financial Times suggesting that there is no intellectual case for compelling employers to contribute to pensions, that this is simply a form of taxation and that pension contributions should really be up to the individual.
Comments on proposals of Pensions Commission Second Report
Article prepared for Financial Adviser giving Ros’s reaction to the pension reform proposals contained in the Pensions Commission final report.
Why has Government policy to encourage saving failed?
Article published in Money Management outlining the failure of pension policy reforms and discussing possible reasons why the Treasury seems to have failed to encourage more pension savings.
BBC website published Ros's views on reform of occupational pensions
Article published on BBC website discussing the crisis in UK occupational pension provision, problems faced by employers and members and recommendations for radical reforms.
DC pensions issues being overlooked as trustees focus on sorting out DB
Article published in Financial Times FTfm November 2005 discussing concerns about a agovernance gap’ in UK occupational pensions, as trustees and the industry seem to be focussing primarily on sorting out problems of defined benefit schemes, while not paying enough attention to the needs of new defined contribution arrangements.
Daily Mail article aWomen deserve pension equality'
Article published in Daily Mail Monday View column on 3rd October 2005, outlining why women in the UK are treated as second class citizens in pension terms and that urgent radical reform is required to deal with this.
Contracting-out has failed
Article published in Financial Adviser on 8th Sepetmber 2005, following the FSA study of contracting out, demonstrating that this has provided poor value and explaining Ros’s view that contracting out should be abolished as part of radical pension reforms in the UK.