Article for Engaged Investor on FAS inadequacies
Article published in ‘Engaged Investor’ explaining why Government announcements on the Financial Assistance Scheme do not remedy the injustices suffered by wind-up victims.
Professional Pensions column on urgent post-election pension reforms
Article published in Professional Pensions in April 2005, outlining Ros’s views of urgent pension reforms required after the General Election.
Pensions Management article on trustees and annuity reform
Article published in Pensions Management outlining problems of annuity purchase and urgent reforms required to make open market option work better. Also warning trustees of defined contribution schemes to take care to ensure appropriate annuities are purchased for members.
Letter on gradual retirement
Letter written to Financial Times explaining why encouraging gradual retirement is a key element of pension reforms.
Pensions Week article on unfairness of FAS announcements
Article published in Pensions Week explaining why the Government proposed Financial Assistance Scheme is wholly inadequate and expressing the hope that the Parliamentary Ombudsman investigation will prove Government maladministration means the need for compensation, rather than assistance for wind-up victims.
FT letter on economics of pensions and risk
Letter published in Financial Times in March 2005 commenting on article by Joseph Stiglitz on US pension policy. The letter suggests that transferring costs of pensions from state to private sector does not make the risks disappear.
Financial Adviser feature on Financial Assistance Scheme
Feature article published in Financial Adviser explaining why the Financial Assistance Scheme is inadequate and outlining hopes for the Parliamentary Ombudsman inquiry to rectify the injustices suffered by victims of pension scheme wind-ups.
Pension Reform in 2005/6
Article published in ‘Pensions and Investments UK’, discussing implications of planned pension reforms for occupational and personal pensions in 2005/2006. Impact on investment of pension fund assets, trustees of occupational schemes and the new tax regime for contributions.
LIMERICK about FSA ‘guarantees’
Personal View column published in Financial Times, explaining why the stakeholder savings initiatives have not worked and are unlikely to do so. The target market is not benefiting and providers are not keen to offer these products.
FT personal view on failure of Stakeholder policy initiatives
Limerick published in Financial Adviser highlighting FAS double standards on refusing to acknowledge any wrongdoing in calling final salary pensions ‘guarantee’ with no risk warnings, when in truth these pensions were not guaranteed at all and tens of thousands of people have lost their entire pensions!