Rate cuts worsen pensioner poverty
Press Release warning that cutting interest rates again will worsen the economic outlook and worsen poverty for pensioners. Ros urges the authorities to stop cutting rates and focus on fiscal policy.
Parliamentary Briefing on credit crisis and pensions policy reform
Parliamentary Briefing funded by ESRC for All Party Parliamentary Group on pension reform. Ros explains what policymakers need to be aware of and makes proposals for reforms to assist long-term sustainability.
Interactive Investor – why bother with pensions?
Article written for Interactive Investor website, explaining how the credit crisis has been a disaster for pensions and that Government policy is helping to undermine pensions even further.
Labour's Legacy – destruction of pensions
published in Scottish Sunday Post explaining that the era of final salary pension schemes is now closing and that Government policy has hastened the demise of a once-thriving private pension system in the UK.
FT Comment piece – Better ways out of this crisis
Comment article published in the Financial Times outlining some of the mistakes of the policy response so far and suggesting potentially more effective alternative policies to cope with the downturn.
Yorkshire Post – Crisis needs a more intelligent response
An op-ed published in the Yorkshire Post – Ros explains why she believes it is wrong to cut interest rates further, the damage this can do and that a more intelligent, targeted approach is required to this crisis with Government taking charge and lending direct to companies.
Rate cuts could make the economy worse, not better
Ros explains why cutting interest rates even further from here is not sensible and causes significant damage to pensioners living on their savings. She highlights the iniquity of pension credit assumption that poor pensioners earn 10% interest on their savings.
Crisis policy response carries big dangers
Press Release critiquing Government’s emergency policy measures, explaining dangers and highlighting unfairness for pensioners of pension credit assuming they still earn 10% interest on their savings.
Falling markets, crumbling pensions
Article published in House Magazine examining the credit crisis, stock market falls and policy response have impacted pensions and the implications for public spending.
Reassessing investment risk
Letter published in Financial Times suggesting that the concept of investment risk has been misunderstood – expected returns may not be each investors’ achieved returns, but investors have acted as if their returns on risky assets will somehow be guaranteed.