Drowning in debt: Britons are groaning under the weight of credit
Ros is quoted in the UK Daily Mail warning about the excessive growth in credit. ( link to pdf )
OAPs are getting the worst-ever returns from their pension
Annuity Rates hit record lows as pension savers face problems with low interest rate policies. ( link to pdf )
Caught in the SAVINGS WEB: There are nearly 2,000 accounts available yet only a handful beat inflation… and they want your cash for five years
Ros wrote a comment piece for the UK Daily Mail lamenting banks treating loyal savers as cash cows and calling on Regulators to investigate whether savers are being short-changed. ( link to pdf )
Over 55s are getting into more debt – this excessive borrowing needs to be tackled quickly
Ros wrote a Comment article for inews, calling for the rising debt levels among pre-retirees to be recognised and addressed. ( link to pdf )
Winners, losers and unintended consequences from QE experiment
Ros’ views on QE’s winners, losers and unintended consequences are explained in Money Observer magazine. ( link to pdf )
Absolute Return June 2019 Letter: The Cost Of Rising Populism
Ros’ views on the dangers of populism, QE and Brexit upheavals are highlighted in this interest piece in the Absolute Return Partners Newsletter – parallels with the past in gaps between rich and poor?
Presentation on Quantitative Easing
Slides from Ros’ presentation to the Royal Society on ‘QE – pension impacts and the end-game’ – the fallout from unconventional monetary policy has caused damage which is being ignored because it benefits such powerful groups. What will happen next?
Speech on Pension Liabilities
Ros gave a speech at a Royal Society conference on pension liabilities, explaining the damage of QE to capital markets and pensions and commenting on how it might end. Here is a recording.
NS&I ploughs on with its ‘shocking’ rate cut for 387,000 Cash Isa savers
Ros quote in Daily Mail regretting rate cuts for National Savings Cash ISA savers. As the Bank of England increases base rates, it is sad to see NS&I penalising its customers. ( link to pdf )
Would house price crash be a blow for equity release
Scare stories about equity release may be rather overdone – Ros is quoted by the Daily Express on her views about equity release loans and house price crash ( link to pdf )