CityAM – Worrying annuity market failings still not being addressed
Ros wrote an article for CityAM expresses concerns that the FCA review shows the failings of the annuity market but is still not addressing them
FCA Annuities Review – confirms market failure
Ros reacts to the release of the findings of the FCA’s Thematic Review of annuities which confirms market failure but fails to implement swift reform
Looking forward to FCA Annuities review findings
Ros previews the FCAs forthcoming Annuities review findings and calls for urgent action to address the evidence failings
Why annuities may not be fit for purpose
Description: Ros summarises the arguments about why annuities may not be fit for purpose for many of those who buy them
Annuities are not fit for purpose for many
Ros explains why she spoke out against selling annuities to customers without any suitability checks and explains why annuities are no longer fit for purpose.
Are Annuities Fit for Purpose – House of Lords ILC debate
Description: Ros spoke at an ILC_UK Panel Debate sponsored by Legal and General on the subject ‘Are annuities fir for purpose?’. This is a transcript of her remarks and her slides.
House of Lords – Are Annuities Fit for Purpose?
Ros spoke on a panel at an ILC Seminar in the House of Lords addressing the question ‘Are Annuities Fit for Purpose’ and she explains why, without asking questions of customers, those selling annuities can have no idea whether the products are suitable for them or not
Powerpoint presentation – 'Are Annuities Fit for Purpose'
Description: Here are Ros’ powerpoint slides presented at the ILC_UK Panel Debate on annuities in the House of Lords and sponsored by Legal and General. Ros explains that we have no idea whether annuities re fit for those buying them becasue sellers are not obliged to carry out any know your customer or suitability checks to find out.
Pick-A – Another look
Description: Ros issues further thoughts on the Pick-A Directory, complimenting its functionality but suggesting that it would be helpful to have a separate listing for truly independent advisers, so people can see who is offering guidance, rather than regulated advice
An alternative Pick-A directory just for IFAs
Description: Ros puts together alternative wording for a separate directory that would list only those independent advisers who offer whole of market regulated advice for those who want to try to get the best possible personal help at retirement