FSA finally gets more real on investment return forecasts
Ros comments on the FSA’s recommendations that investment return forecasts for pensions should be lowered to become more realistic – better late than never!
Policy punishes drawdown holders, lowers tax revenue, penalizes the unwell
Press Release explaining the need to revise income drawdown rules to make them fairer, especially after latest sharp falls, and allow older people in poorer health to take out more of their own money.
Drawdown policy changes penalize the less healthy and less wealthy
Press Release explaining how both fiscal and monetary policy have damaged income drawdown pensions and the unfairness for those in ill health in particular.
How can you relieve impact of QE on your pension
Telegraph published Ros’ comments on how to try and relieve the impact of QE on your retirement income.
Solvency II could destroy UK pensions
Ros wrote a blog for the Daily Mail RightMinds website, explaining the dangers of the new EU rules called Solvency II, which could devastate UK defined benefit pensions and annuities
100 year gilts not attractive, but longevity gilts could be great
The Government’s suggestion of issuing 100 year gilts would not be attractive to pension funds, but would be great for taxpayers. However issuing longevity gilts would be far better
EU rules set to make UK pensioners poorer
Press Release criticizing EU rules on SolvencyII and gender-neutral insurance rules, which will make UK pensioners poorer via lower annuity rates, as well as undermining defined benefit pension schemes
YouTube video – QE has reduced pensions by 20%
Ros explains why QE has taken money from people’s pensions and given it to borrowers and banks, leaving pensioners poorer in retirement
QE is silently stealing older people's assets
Ros wrote a blog for the Daily Mail’s ‘RightMinds’ blog website, explaining in detail how QE is damaging our pension system and is not a sensible strategy for trying to boost growth.
The Oldie – Annuities theft
Ros wrote an article for the Oldie Magazine explaining how QE is robbing pensioners of their future income by devaluing annuities.