NESTs will be a disaster
Daily Telegraph article quoting Ros’ views that NESTs have disaster written all over them, especially after the 2% upfront charge.
The future for workplace pensions after 2012
Keynote presentation at University of East Anglia’s forum on Workplace Pension Reform.
NESTs – call me cynical but this scheme has disaster written all over it
Article in the Times quoting Ros criticizing the 2% initial charge for NEST pensions, which means low earners will lose a chunk of their pension from the word go. This was supposed to be a low cost scheme!
FSA drawdown fears ignore annuity risks
Ros’ comments following the FSAs report on Financial Risk, highlighting that the FSA seems to believe annuities are a ‘no risk’ product, whereas, in reality, they entail significant risks for purchasers who do not understand what they are buying. Click here to read the article on the Citywire website.
UK pensions in crisis
Ros explains some of the background and realities for UK companies offering pension schemes.
Citywire blog – Pensions Crisis will lead to Care Crisis
Ros’ Citywire blog explaining why we need to consider proper planning for long-term care, with various policy options available to avert a potential crisis. Click here to read the article on the Citywire website.
Retirement Strategy Feature
Ros was interviewed by Money Marketing’s Retirement Strategy magazine and her views on pension reform are highlighted. Click here to read the article on the Money Marketing website.
Resident's Pension – the way forward
Ros wrote an article calling for a Resident’s Pension as the way forward for state pension reform. This was published in a new pamphlet on State Pension reform, organized by Baroness Hollis.
Yorkshire Post – A dangerous cuckoo in the NEST
Yorkshire Post comment article explaining why Ros believes that the new name for Personal Accounts – the NEST – does not make the policy any more suitable for those it is aimed at and warning of the dangers. Click here to read the article on the Yorkshire Post’s website.
The fundamental flaw in the Government's grand plan
Citywire blog warning of the dangers that NEST/Personal Account projections have not properly consider annuity risks. Falling annuity rates can undermine the value of the NEST for many workers. Click here to read the article on the Citywire website.