Pensions in the 21st Century
Speech given to Tax Incentivised Savings Association (TISA) conference outlining Ros’ vision of a sustainable pension system and required reforms for 21st Century.
Brown's pensions policy record
Article published in Sunday Post in Scotland explaining how Government pensions policy has been a disaster.
FTfm webcast on FT.com
Ros gives her controversial views on how Government policy is damaging pensions and the dangers of proposed reforms.
Women's pension reform inadequacies
Feature article published in Financial Adviser explaining why the latest round of pensions reforms designed to help women are more spin than substance and could be dangerous for some lower income women who fail to get advice.
DMO should issue pension and annuity gilts
Ros wrote to urge the Government to issue gilts specifically targeted and pension funds and annuity providers: long duration, linked to inflation and longevity/mortality. There are hundreds of billions of pounds of domestic institutional money that would eagerly buy such paper.
Public sector pensions aristocracy
Article published in the Yorkshire Post contrasting the effects of the credit crunch on private sector and public sector schemes and calling for transparency on accounting for public sector pensions.
Future challenges for Savings, Pensions and Investments
Presentation given to IEA and Marketforce’s 5th annual conference outlining Ros views on the challenges that will be faced by advisers in pensions, savings and investment products for the future.
Credit crisis measures will worsen the pensions crisis
Press Release explaining why the panic measures aimed at stabilizing the banking system will make the pensions crisis worse and lead to a serious pensioners crisis soon. Ros calls for the Government to issue more long-dated gilts and longevity or mortality bonds.
Pensions Policy Isn't Working
Presentation given to Transact Connect conference explaining the shortcomings of current pensions policy and the need for more radical reform.
Women state pension reforms more spin than substance
Latest proposals to reform state pensions by allowing women to buy extra years of national insurance entitlements will allow more women to receive a full basic state pension, but there are many hidden dangers to beware of.