Public sector pensions and pay far better than private sector
Latest official statistics show that both pay and pensions are far better for public sector workers than comparable private sector workers.
Q&A on Public sector pensions
Some frequently asked questions about the generosity of UK public sector pensions.
Final salary scheme deficits soar again
Press Release commenting latest figures showing rise in final salary scheme deficits for FTSE 100 companies caused by falling equity markets and disappointing corporate bond returns.
Final chapter for final salary
Article published in the Yorkshire Post explaining why the latest falls in asset prices have led to worrying deficits in UK final salary pension schemes, which will hasten the demise of such schemes.
International Retirement policy approaches and challenges
Presentation given to US financial experts in Washington at Genworth Financial Retirement Symposium, outlining pension history, recent UK pension reform and suggesting how the US can learn from policy mistakes in the UK.
Presentation at CSFI Pensions Panel
Presentation given to meeting of Centre for Study of Financial Innovation explaining Ros’ views why the current pension reform proposals won’t work and that we need to radically rethink both pensions and retirement.
Highlights of Pensions Bill proposals
Briefing summarizing the highlights of Second Reading of Pensions Bill and critique of proposed reforms.
Dangers of Personal Accounts
Ros outlines why she believes introduction of personal accounts is likely to worsen pension provision in the UK and could prove very dangerous.
Women's pensions reforms in Pensions Bill 2008
Briefing for members of House of Lords on need for reform of women’s pensions and proposals in Second Reading of 2008 Pensions Bill in House of Lords.
CII Thinkpiece on personal accounts and annuities advice
Article published by Chartered Insurance Institute (CII) giving Ros’ views on why generic advice for personal accounts will not work, but it could be very helpful for annuities.