Interactive Investor – why bother with pensions?
Article written for Interactive Investor website, explaining how the credit crisis has been a disaster for pensions and that Government policy is helping to undermine pensions even further.
Labour's Legacy – destruction of pensions
published in Scottish Sunday Post explaining that the era of final salary pension schemes is now closing and that Government policy has hastened the demise of a once-thriving private pension system in the UK.
Crisis policy response carries big dangers
Press Release critiquing Government’s emergency policy measures, explaining dangers and highlighting unfairness for pensioners of pension credit assuming they still earn 10% interest on their savings.
State pensions are in a mess – radical reform urgently required
Article featured in Scottish Sunday Post explaining how UK state pensions are inadequate, current reforms will not deliver what we need and recommending a radical overhaul to finally treat our pensioners decently.
Credit crisis and pensions policy
Presentation given to House of Commons All Party Group on Social Security, explaining the inadequacies of recent policies for dealing with the credit crisis and suggesting alternative solutions.
Is lifestyling fit for purpose for people's pensions?
Corporate Adviser asked for Ros’ comments on whether lifestyling products are suitable for pension investors who do not have an adviser.
Triumphs and failures for pensions in 2008
Pensions World magazine asks Ros to review pensions in 2008 and highlight what she believes have been the triumphs and failures.
Cutting interest rates is like a tax increase or a pension cut – it's wrong!
Ros explains why cutting interest rates even further from here is not sensible and causes significant damage to pensioners living on their savings. She recommends bringing back the 10p tax band to improve incomes for all taxpayers and improving the state pension to help all pensioners over age 75.
Pension development forecasts for 2009
PProfessional Pensions asked Ros to give her forecasts for pensions in 2009.
Pension Predictions for 2009
Pensions Management magazine asked Ros for her predictions for pensions in 2009.