Comments on Pensions White Paper
Ros’ views on the reform proposals contained in the Government’s pension reform White Paper.
Ros’ views on the reform proposals contained in the Government’s pension reform White Paper.
Article published in UBS Wealth Management magazine explaining some of the weaknesses of the lifecycle approach to investing and the need for diversification in investor portfolios.
Presentation delivered at Pensions World conference outlining Ros’s views on the need for radical pension reform and why she thinks compulsion would not be advisable.
Brief note outlining the situation facing UK employers running final salary pension schemes and why they are now facing huge deficits.
Slides and transcript of a speech given at the Institute of Actuaries aAgeing Population’ conference in Edinburgh on January 21st 2002. This describes proposals for a new type of ‘wrapper’ in which to hold all a persons savings throughout their lifetime, from short term investments to pensions and equity release.
Ros’s presentation at the Watson Wyatt 2005 pension debate, proposing the motion that aThis house believes pension reform will do nothing for those who need it most’. Ros, together with Steve Bee the leading pensions guru from Scottish Life,  explained why they believed that pension reforms so far will not benefit the Govenrment’s atarget’ group of middle earners.
Lecture delivered for the ACCA at the Museum of London, discussing the pensions landscape and the role of the accounting profession in helping clients prepare for forthcoming reforms.
The DWP released a report on pension charges which indicates the need to introduce a cap to protect workers from high fees
Speech delivered at FT Business Conference aHidden Treasures in Bonds’ in London, discussing Ros’s thoughts about pension fund asset allocation and the investment considerations for pension funds when considering switching into bonds.
Presentation given at B&CE fringe meeting at Labour Party Conference in Brighton, discussing Ros’s views on how to get people to provide for their retirement.