Presentation given at Actuarial Profession Annual Pensions Convention, in Brighton on 7th June 2005, outlining the failure of the UK pension model, the outlook for occupational pensions and the role of actuaries in future.
Presentation given at the launch of aThe Pensions Report’, survey of pension trends in the UK, explaining how pensions are in crisis, coverage is falling and the loss of confidence must be urgently addressed. Policy has so far failed to take account of the ademand’ side of pensions and has focused only on asupply’.
Presentation given at the 8th Annual Conference of the Institute for Economic Affairs, in London, discussing the role of Government, insurance companies and the financial services industry in the future of long term savings in the UK.
Opinion piece published in Financial Times FTfm supplement, arguing that pension fund trustees need to consider diversified range of investments, not just equities and bonds and that switching from equities to bonds, if funds are in deficit, may be the least efficient way of reducing risk.
Ros spoke at Transact Connect Forum on pension policy and explained what is needed to radically reform pensions.
Presentation given at Scottish Widows Pensions Debate, explaining Ros’ concerns about the effect of the Government’s White Paper on Pension Reform.
Slides from a Presentation given to Dealers’ Group conferences in Harrogate and London, discussing Ros’ views on the future of the post-retirement market, changes that are likely to unfold and the role of advisers in helping manage this change.
Presentation given to Petitions Committee of European Parliament in Brussels, on behalf of Maurice Jones, who lost his entire company pension in 1997 when his company scheme started wind-up. The presentation explains how the UK Government has broken EU law and what has happened to Mr. Jones’ pension.
Speech given by Ros Altmann to the Association of Chartered and Certified Accountants (ACCA) looking at the future for pension saving after the Pension Commission report.
Article prepared for Journal of Financial Services Marketing to describe the setting up of a Lifetime Savings Account to encourage savings throughout the lifecycle.