Is lifestyling fit for purpose for people's pensions?
Corporate Adviser asked for Ros’ comments on whether lifestyling products are suitable for pension investors who do not have an adviser.
Triumphs and failures for pensions in 2008
Pensions World magazine asks Ros to review pensions in 2008 and highlight what she believes have been the triumphs and failures.
Cutting interest rates is like a tax increase or a pension cut – it's wrong!
Ros explains why cutting interest rates even further from here is not sensible and causes significant damage to pensioners living on their savings. She recommends bringing back the 10p tax band to improve incomes for all taxpayers and improving the state pension to help all pensioners over age 75.
Pensions in the 21st Century
Speech given to Tax Incentivised Savings Association (TISA) conference outlining Ros’ vision of a sustainable pension system and required reforms for 21st Century.
Brown's pensions policy record
Article published in Sunday Post in Scotland explaining how Government pensions policy has been a disaster.
FTfm webcast on FT.com
Ros gives her controversial views on how Government policy is damaging pensions and the dangers of proposed reforms.
DMO should issue pension and annuity gilts
Ros wrote to urge the Government to issue gilts specifically targeted and pension funds and annuity providers: long duration, linked to inflation and longevity/mortality. There are hundreds of billions of pounds of domestic institutional money that would eagerly buy such paper.
Public sector pensions aristocracy
Article published in the Yorkshire Post contrasting the effects of the credit crunch on private sector and public sector schemes and calling for transparency on accounting for public sector pensions.
Women's pension reform inadequacies
Feature article published in Financial Adviser explaining why the latest round of pensions reforms designed to help women are more spin than substance and could be dangerous for some lower income women who fail to get advice.
Future challenges for Savings, Pensions and Investments
Presentation given to IEA and Marketforce’s 5th annual conference outlining Ros views on the challenges that will be faced by advisers in pensions, savings and investment products for the future.