Saga website – different types of annuity you can buy
Article for Saga website explaining the different types of annuities available.
House of Commons to vote on amendments to Pensions Bill
Release expressing hopes that Government will be defeated in the Commons vote on providing fair and quick compensation for those who have lost their pensions, via cross-party amendments to the Pensions Bill.
Pensions crisis – past and future
Presentation to the Pensions Trust trustee Awayday in Leeds, outlining the history of the problems in the UK pension system and some thoughts about the future.
Release on Gordon Brown's removal of ACT relief
Ros’ initial reaction to revelations about the advice given to Gordon Brown in 1997 ahead of his decision to remove dividend tax relief from pension funds, explaining that the decision was irresponsible.
House Magazine article – aIf I was in charge of pension reforma¦'
Article published in the House Magazine explaining what Ros would like to do if she were in charge of pension reform!
Financial Adviser feature on the proposed new personal pension accounts
Feature explaining why Ros thinks the proposed personal accounts should not be introduced and that they are likely to worsen pension provision in the UK – and also may lead to pensions being bought by those for whom they are not suitable.
Inadequate protection for personal accounts
Exchange of letters in Daily Telegraph warning that the lack of proper consumer protection for the new personal accounts poses real dangers for future disasters and claims for mis-selling that may lead to another scandal.
FT letter on the injustice of unfunded public sector pensions being contracted out
Letter published in the Financial Times explaining that unfunded public sector pensions are contracted out of the national insurance system and that this is economically nonsensical, merely allowing public sector workers and employers to pay lower national insurance and passing the costs onto future taxpayers.
Financial Adviser feature discussing expected Government pension proposals
Feature article written for Financial Adviser assessing the expected pension reforms to be announced in the Queen’s speech in Parliament.
Feature article on annuities for Corporate Adviser magazine
Article published in Corporate Adviser magazine, discussing some of the shortcomings of the current annuity market and how ineffective the open market option is in practice.