Ros' 2007 Top Five pension events
Professional Pensions magazine asked Ros to name her top five pension events from 2007 and this is what she wrote for them.
Letter published in FT on personal accounts reform
Letter published in Financial Times explaining why the proposed Personal Accounts pension reforms are dangerous for lower earners and the interaction with means testing must be properly addressed now.
Financial crisis and demographic dangers of current Government policy
Presentation given to LSE conference on Financial Markets Crisis, explaining how savers will be affected and the need to restore savings incentives.
Daily Mail article outlining injustices of Government policy
Article published in Daily Mail on 24 September 2007 explaining why the lack of compensation for pension victims is indefensible after the hurried bail-out of Northern Rock depositors.
Breathtaking double standards offering 100% compensation to Northern Rock depositors
Release highlighting the injustice of Government immediately rescuing Northern Rock savers with a 100% guarantee, while continuing to maintain that taxpayers can’t compensate pension victims who have been struggling for years with no pension.
Saga website – introduction to SIPPs
Article for Saga website explaining the basics about Self Invested Personal Pensions (SIPPs).
Impact of recent market turbulence on pensions
Ros’ comments on how the recent turbulence in credit and equity markets is likely to affect pensions, both final salary and money purchase.
Saga website – Introduction to annuities
Article written for Saga website, explaining the basics of annuities and factors to think about before buying.
Press Release on FSA Retail Distribution Review
Ros’ comments on FSA Retail Distribution Review consultation paper on selling savings products in the UK. Ros suggests the only people called ‘independent advisers’ should be those who can sell across all products.
The Government's Pension Reform Proposals
Keynote Presentation given at Henry Stewart Conference outlining Ros’ views on the Government’s most recent pension reforms and why they will not restore confidence or deliver a sustainable pension system.