Money Marketing article on the effects of pension tax reform aA-day'
Comment published in Money Marketing outlining Ros’ expectations of the tax reforms for pensions introduced on 6th April 2006.
FTfm article on swaps and liability matching
Article published in FTfm comment section explaining why pension funds may be able to better match their liabilities by using swaps and derivatives, rather than just switching to bonds.
Reforming state pensions is affordable if existing spending is reallocated more wisely
Op-ed piece published in Financial Times advocating radical reform of state pensions. Ros explains why muddled thinking on pensions is preventing an affordable reform programme which could put pension policy on a sustainable path for the 21st Century, but some of the existing spending needs to be reallocated.
FTfm opinion piece on need for including alternative assets to diversify pension fund investments
Opinion piece published in Financial Times FTfm supplement, arguing that pension fund trustees need to consider diversified range of investments, not just equities and bonds and that switching from equities to bonds, if funds are in deficit, may be the least efficient way of reducing risk.
Restoring confidence and trust in pensions – the missing ingredient of pension reform so far
Presentation given at the launch of aThe Pensions Report’, survey of pension trends in the UK, explaining how pensions are in crisis, coverage is falling and the loss of confidence must be urgently addressed. Policy has so far failed to take account of the ademand’ side of pensions and has focused only on asupply’.
Long term savings and the future for life assurance companies – IEA Annual Conference, London
Presentation given at the 8th Annual Conference of the Institute for Economic Affairs, in London, discussing the role of Government, insurance companies and the financial services industry in the future of long term savings in the UK.
Pensions – What a Mess
Ros spoke at Transact Connect Forum on pension policy and explained what is needed to radically reform pensions.
Pensions after the White Paper
Presentation given at Scottish Widows Pensions Debate, explaining Ros’ concerns about the effect of the Government’s White Paper on Pension Reform.
The future of post-retirement
Slides from a Presentation given to Dealers’ Group conferences in Harrogate and London, discussing Ros’ views on the future of the post-retirement market, changes that are likely to unfold and the role of advisers in helping manage this change.
Appeal to EU Parliament Petitions Committee
Presentation given to Petitions Committee of European Parliament in Brussels, on behalf of Maurice Jones, who lost his entire company pension in 1997 when his company scheme started wind-up. The presentation explains how the UK Government has broken EU law and what has happened to Mr. Jones’ pension.