Article for Daily Express on Pension Reform Proposals
Article published in Daily Express, outlining Ros’s proposals for pension reform.
Financial Adviser feature on structuring investment options for money purchase pensions
Feature article published in Financial Adviser, October 2004, outlining Ros’s suggestions for structuring investment options for money purchase and stakeholder pensions, with sensible default options.
Proposals for Pension Protection Fund and New Pensions Regulator
Note outlining Government proposals for new Pension Protection Fund and New Pensions Regulator.
Telegraph article on how pension reform affects you
Article published in Daily Telegraph on October 9th 2004, discussing the effect of the 2004 Pension Reforms by the Inland Revenue. It argues that these reforms could change the entire nature of pensions in future, turning them into a short term exercise for those on higher rate tax.
Why are many SME's not providing pensions?
Press release highlighting the implications of the findings of research by the Pensions Institute, explaining why smaller companies are no longer keen to provide pensions.
Is compulsion a sensible way forward?
Press Release explaining why Ros does not believe compulsion is the best policy option to adopt, in order to encourage pensions.
Press Release on Treasury Select Committee Report on Long-term Savings
Press release discussing the findings of the Treasury Select Committee report on long term savings in the UK.
Presentation for FSA Consumer Panel
Presentation made to the FSA Consumer Panel on the topic of awhat I would do if I were on the FSA Consumer Panel’.
When the FSA says aguarantee' it doesn't mean a guarantee
Press release explaining that the FSA refuses to accept any responsibility for telling members of final salary schemes that their pensions were guaranteed, when in fact they weren’t. It criticises the double standards apparently being used by the Regulator.
Rethinking Retirement
Article published in aThe Tomorrow Bulletin’ discussing the Tomorrow Project report aOpportunity of a Lifetime’ and setting out Ros’s proposals for radically rethinking the concept of retirement and introducing a lifetime savings framework.