Pension News from Labour Party Conference
Analysis of suggestions of major shift in Government policy on pensions, which seemed to emerge from the Labour Party Conference.
Financial Adviser feature on failure of Government policy to encourage savings
Feature article published in Financial Adviser highlighting the failure of Government policy to stimulate more savings. The article explains that policy has only focussed on supply side issues (informed choice, stakeholder) but not demand (no new incentives, people don’t want to save) . Ros outlines the need for new incentives for both employers and employees.
Article for Daily Express on Pension Reform Proposals
Article published in Daily Express, outlining Ros’s proposals for pension reform.
Why are many SME's not providing pensions?
Press release highlighting the implications of the findings of research by the Pensions Institute, explaining why smaller companies are no longer keen to provide pensions.
Is compulsion a sensible way forward?
Press Release explaining why Ros does not believe compulsion is the best policy option to adopt, in order to encourage pensions.
Press Release on Treasury Select Committee Report on Long-term Savings
Press release discussing the findings of the Treasury Select Committee report on long term savings in the UK.
Presentation for FSA Consumer Panel
Presentation made to the FSA Consumer Panel on the topic of awhat I would do if I were on the FSA Consumer Panel’.
Financial Adviser feature on structuring investment options for money purchase pensions
Feature article published in Financial Adviser, October 2004, outlining Ros’s suggestions for structuring investment options for money purchase and stakeholder pensions, with sensible default options.
Proposals for Pension Protection Fund and New Pensions Regulator
Note outlining Government proposals for new Pension Protection Fund and New Pensions Regulator.
Telegraph article on how pension reform affects you
Article published in Daily Telegraph on October 9th 2004, discussing the effect of the 2004 Pension Reforms by the Inland Revenue. It argues that these reforms could change the entire nature of pensions in future, turning them into a short term exercise for those on higher rate tax.