Pensions Policy and Reform – Retirement, Savings and Annuities Archives - Page 16 of 128 - Ros Altmann
Ros Altmann

  • ROS ALTMANN

    Ros is a leading authority on later life issues, including pensions,
    social care and retirement policy. Numerous major awards have recognised
    her work to demystify finance and make pensions work better for people.
    She was the UK Pensions Minister from 2015 – 16 and is a member
    of the House of Lords where she sits as Baroness Altmann of Tottenham.

    • Ros Altmann

    Ros Altmann

    Ros Altmann

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    Category: Pensions Policy and Reform – Retirement, Savings and Annuities

    A million older workers face new pensions misery: Bond rout wipes a third off funds – just as retirement looms

    A million older workers face new pensions misery: Bond rout wipes a third off funds – just as retirement looms

    DC pension default funds have let workers down – Ros is quoted in the MailonLine explaining that the real pension damage from rising bond yields was inflicted on those nearing retirement in DC ‘lifestyle’ or ‘target date’ default funds which have lost perhaps 30% of their value, with no employer standing behind the losses. ( link to pdf )

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    Rishi Sunak denies being ‘Scrooge’ as he mulls £10bn raid on middle-class pensions among £25bn of tax hikes in crucial fiscal package next week – while public services face eye-watering £35bn cuts

    Rishi Sunak denies being ‘Scrooge’ as he mulls £10bn raid on middle-class pensions among £25bn of tax hikes in crucial fiscal package next week – while public services face eye-watering £35bn cuts

    The Daily Mail quotes Ros warning that the Chancellor should not keep cutting middle class pensions. ( link to pdf )

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    What’s the point of saving for old age if you’re punished for doing so, asks BARONESS ROS ALTMANN By Baroness Altmann For The Daily Mail Published: 00:11, 7 November 2022 | Updated: 00:15, 7 November 2022 e-mail 24 shares 2k View comments This is the economics of the madhouse. Downing Street’s reported plan to extend the freeze on the lifetime allowance for retirement funds could undermine the whole thrust of the pensions system. It represents a stealth tax on middle income savers. By refusing to increase the maximum limit on pension funds for at least five years, until 2027, Prime Minister Rishi Sunak and Chancellor Jeremy Hunt could force an estimated two million more people to pay tax penalties of up to 55 per cent on pension withdrawals. That is appalling. It goes against the whole incentive for putting money aside to invest for the long term in a pension fund. Ministers have also discussed reducing the level of income tax relief on pensions for Britain’s 5.5million higher-rate taxpayers, from 40p to 20p. Again, this could prove a huge disincentive to saving and amounts to an income raid on any workers earning more than £50,270.  I accept that having a simple annual limit on how much can be invested into a tax-favoured pension makes sense, so that the very highest earners cannot abuse the system and avoid tax. But it’s crazy to then punish people for making smart investments over the decades and building up a comfortable nest egg. By refusing to increase the maximum limit on pension funds for at least five years, until 2027, Prime Minister Rishi Sunak and Chancellor Jeremy Hunt (pictured) could force an estimated two million more people to pay tax penalties of up to 55 per cent on pension withdrawals By refusing to increase the maximum limit on pension funds for at least five years, until 2027, Prime Minister Rishi Sunak and Chancellor Jeremy Hunt (pictured) could force an estimated two million more people to pay tax penalties of up to 55 per cent on pension withdrawals The upper limit on lifetime allowances used to be £1.8million. This was reduced again and again, to £1.5million and then £1.2million and finally supposed to be frozen at around £1million, before the Treasury announced it would rise in line with inflation. But this hasn’t happened. The last announcement was that it would be frozen again for a couple of years while the latest rumours suggest it will be frozen for even longer. With the consumer price index currently over 10 per cent, an inflation link would increase the limit by roughly £100,000 this year, but instead its value is whittling away. Every year the limit is frozen, it is falling in real terms. TRENDING DAN HODGES: Rishi has vowed to act tough to end winter of discontent 169 viewing now RICHARD KAY: How will William feel over public grab for Diana legacy?  2.1k viewing now PETER HITCHENS: Arrogance could send us towards nuclear catastrophe 1.7k viewing now It’s been a policy worthy of the Grand Old Duke of York, but certainly not worthy of encouraging successful pension investing. The solution ought to be simple. By setting up a pension fund early in their careers, people can make steady payments and see their funds increase over time. But what’s the point of encouraging that if, after all those years, people find they are punished for doing well. The penal tax rates are an active disincentive to sensible saving. A better way forward would be to abolish the lifetime allowance penalty altogether. Just control annual contributions and encourage successful investment. Baroness Altmann is a former pensions minister.   Jeremy Hunt is set to wield the axe in £35bn of spending cuts as he eyes £25bn in tax rises and a £10bn raid on middle class pensions  BY ARCHIE MITCHELL AND MARTIN BECKFORD FOR THE DAILY MAIL Jeremy Hunt is to outline spending cuts of up to £35billion in next week’s crucial Autumn Statement – and is also weighing up a £10billion tax raid that would hit the middle classes, it emerged last night. The Chancellor is understood to have devised proposals for the huge cutbacks after further discussions with Prime Minister Rishi Sunak on Saturday. He is also planning to push through £25billion of tax rises in order to fill a budget black hole now estimated at a staggering £60billion. Mr Hunt is due to submit the main outline of his plans to the Office for Budget Responsibility by this morning. He had hoped for a 50/50 split between cuts and tax rises but it is understood that last week’s dire Bank of England warning of a long recession means tax revenue will be lower than previously expected. Jeremy Hunt (pictured) is to outline spending cuts of up to £35billion in next week¿s crucial Autumn Statement Jeremy Hunt (pictured) is to outline spending cuts of up to £35billion in next week’s crucial Autumn Statement Yesterday, a Cabinet minister insisted the Government would only put up taxes as a last resort. Oliver Dowden, Chancellor of the Duchy of Lancaster, told Sky News: ‘Unfortunately, because of the difficult decisions we have to take, we are going to have to take difficult decisions on both tax and spending. ‘But of course, as Conservatives – and I know that the Prime Minister and the Chancellor share this view with me –we need to bear down on spending first and eliminate waste, excessive spending and only go to tax rises if it’s the last resort. ‘But given the difficulties in the public finances, there is likely to be a mix of the two.’ Middle class workers also face a £10billion hit as the Chancellor considers a tax raid on pension contributions. Mr Hunt is believed to be weighing up a change to tax rules that encourage workers to contribute to their pension pots. The Government could reduce the rate at which income tax relief is applied to 5.5million higher-rate taxpayers, from 40p to as low as 20p. This would raise between £8billion and £10billion each year. But it would come at the expense of workers earning more than £50,270 per year, who receive a tax break of 40 per cent on their pension contributions. Pension tax relief currently costs the Government £42.7billion each year. Oliver Dowden (pictured) insisted the Government would only put up taxes as a last resort Oliver Dowden (pictured) insisted the Government would only put up taxes as a last resort A Treasury source told The Sunday Telegraph income tax relief on pensions ‘has been discussed’ and is still on the table. A similar plan in 2016 by then-Chancellor George Osborne was abandoned amid warnings it would cause a ‘riot’ in the Conservative Party. Sir Steve Webb, former pensions minister and partner at law firm Lane Clark & Peacock, said: ‘£10billion is roughly five million people losing £2,000 each – the majority of whom probably voted Tory last time.’ He added that if ministers wanted to alienate Conservative voters, then to ‘abolish the higher-rate tax reliefs and scrap the triple lock and you are pretty much done’. Downing Street is also reportedly looking at extending the freeze on the lifetime allowance for retirement funds for at least five years. But critics say that a refusal to increase the maximum limit on pension funds could force an estimated two million more people to pay tax penalties of up to 55 per cent on pension withdrawals. Share or comment on this article: What’s the point of saving for old age if you’re punished for doing so, asks BARONESS ROS ALTMANN  e-mail 24 shares Comments 2024 Share what you think Newest Oldest Best rated Worst rated View all The comments below have not been moderated. View all The views expressed in the contents above are those of our users and do not necessarily reflect the views of MailOnline. Loading… We are no longer accepting comments on this article. 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    What’s the point of saving for old age if you’re punished for doing so, asks BARONESS ROS ALTMANN By Baroness Altmann For The Daily Mail Published: 00:11, 7 November 2022 | Updated: 00:15, 7 November 2022 e-mail 24 shares 2k View comments This is the economics of the madhouse. Downing Street’s reported plan to extend the freeze on the lifetime allowance for retirement funds could undermine the whole thrust of the pensions system. It represents a stealth tax on middle income savers. By refusing to increase the maximum limit on pension funds for at least five years, until 2027, Prime Minister Rishi Sunak and Chancellor Jeremy Hunt could force an estimated two million more people to pay tax penalties of up to 55 per cent on pension withdrawals. That is appalling. It goes against the whole incentive for putting money aside to invest for the long term in a pension fund. Ministers have also discussed reducing the level of income tax relief on pensions for Britain’s 5.5million higher-rate taxpayers, from 40p to 20p. Again, this could prove a huge disincentive to saving and amounts to an income raid on any workers earning more than £50,270.  I accept that having a simple annual limit on how much can be invested into a tax-favoured pension makes sense, so that the very highest earners cannot abuse the system and avoid tax. But it’s crazy to then punish people for making smart investments over the decades and building up a comfortable nest egg. By refusing to increase the maximum limit on pension funds for at least five years, until 2027, Prime Minister Rishi Sunak and Chancellor Jeremy Hunt (pictured) could force an estimated two million more people to pay tax penalties of up to 55 per cent on pension withdrawals By refusing to increase the maximum limit on pension funds for at least five years, until 2027, Prime Minister Rishi Sunak and Chancellor Jeremy Hunt (pictured) could force an estimated two million more people to pay tax penalties of up to 55 per cent on pension withdrawals The upper limit on lifetime allowances used to be £1.8million. This was reduced again and again, to £1.5million and then £1.2million and finally supposed to be frozen at around £1million, before the Treasury announced it would rise in line with inflation. But this hasn’t happened. The last announcement was that it would be frozen again for a couple of years while the latest rumours suggest it will be frozen for even longer. With the consumer price index currently over 10 per cent, an inflation link would increase the limit by roughly £100,000 this year, but instead its value is whittling away. Every year the limit is frozen, it is falling in real terms. TRENDING DAN HODGES: Rishi has vowed to act tough to end winter of discontent 169 viewing now RICHARD KAY: How will William feel over public grab for Diana legacy?  2.1k viewing now PETER HITCHENS: Arrogance could send us towards nuclear catastrophe 1.7k viewing now It’s been a policy worthy of the Grand Old Duke of York, but certainly not worthy of encouraging successful pension investing. The solution ought to be simple. By setting up a pension fund early in their careers, people can make steady payments and see their funds increase over time. But what’s the point of encouraging that if, after all those years, people find they are punished for doing well. The penal tax rates are an active disincentive to sensible saving. A better way forward would be to abolish the lifetime allowance penalty altogether. Just control annual contributions and encourage successful investment. Baroness Altmann is a former pensions minister.   Jeremy Hunt is set to wield the axe in £35bn of spending cuts as he eyes £25bn in tax rises and a £10bn raid on middle class pensions  BY ARCHIE MITCHELL AND MARTIN BECKFORD FOR THE DAILY MAIL Jeremy Hunt is to outline spending cuts of up to £35billion in next week’s crucial Autumn Statement – and is also weighing up a £10billion tax raid that would hit the middle classes, it emerged last night. The Chancellor is understood to have devised proposals for the huge cutbacks after further discussions with Prime Minister Rishi Sunak on Saturday. He is also planning to push through £25billion of tax rises in order to fill a budget black hole now estimated at a staggering £60billion. Mr Hunt is due to submit the main outline of his plans to the Office for Budget Responsibility by this morning. He had hoped for a 50/50 split between cuts and tax rises but it is understood that last week’s dire Bank of England warning of a long recession means tax revenue will be lower than previously expected. Jeremy Hunt (pictured) is to outline spending cuts of up to £35billion in next week¿s crucial Autumn Statement Jeremy Hunt (pictured) is to outline spending cuts of up to £35billion in next week’s crucial Autumn Statement Yesterday, a Cabinet minister insisted the Government would only put up taxes as a last resort. Oliver Dowden, Chancellor of the Duchy of Lancaster, told Sky News: ‘Unfortunately, because of the difficult decisions we have to take, we are going to have to take difficult decisions on both tax and spending. ‘But of course, as Conservatives – and I know that the Prime Minister and the Chancellor share this view with me –we need to bear down on spending first and eliminate waste, excessive spending and only go to tax rises if it’s the last resort. ‘But given the difficulties in the public finances, there is likely to be a mix of the two.’ Middle class workers also face a £10billion hit as the Chancellor considers a tax raid on pension contributions. Mr Hunt is believed to be weighing up a change to tax rules that encourage workers to contribute to their pension pots. The Government could reduce the rate at which income tax relief is applied to 5.5million higher-rate taxpayers, from 40p to as low as 20p. This would raise between £8billion and £10billion each year. But it would come at the expense of workers earning more than £50,270 per year, who receive a tax break of 40 per cent on their pension contributions. Pension tax relief currently costs the Government £42.7billion each year. Oliver Dowden (pictured) insisted the Government would only put up taxes as a last resort Oliver Dowden (pictured) insisted the Government would only put up taxes as a last resort A Treasury source told The Sunday Telegraph income tax relief on pensions ‘has been discussed’ and is still on the table. A similar plan in 2016 by then-Chancellor George Osborne was abandoned amid warnings it would cause a ‘riot’ in the Conservative Party. Sir Steve Webb, former pensions minister and partner at law firm Lane Clark & Peacock, said: ‘£10billion is roughly five million people losing £2,000 each – the majority of whom probably voted Tory last time.’ He added that if ministers wanted to alienate Conservative voters, then to ‘abolish the higher-rate tax reliefs and scrap the triple lock and you are pretty much done’. Downing Street is also reportedly looking at extending the freeze on the lifetime allowance for retirement funds for at least five years. But critics say that a refusal to increase the maximum limit on pension funds could force an estimated two million more people to pay tax penalties of up to 55 per cent on pension withdrawals. Share or comment on this article: What’s the point of saving for old age if you’re punished for doing so, asks BARONESS ROS ALTMANN  e-mail 24 shares Comments 2024 Share what you think Newest Oldest Best rated Worst rated View all The comments below have not been moderated. 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Model poses with two of her children for new supermarket fashion campaign   Strictly Come Dancing’s Hamza Yassin breaks down into tears as he tops leaderboard with 76 points of a possible 80   ‘Not bad for December!’ A Place In The Sun’s Laura Hamilton stuns in a ruched bodycon dress while filming in Spain   SPOILER ALERT! The White Lotus ends with sex, scams and unlucky slips: Mystery floating corpse is revealed and MORE bloody deaths uncovered in explosive season two finale    Taylor Swift ‘terrified’ of privacy breach after details of her travel schedule revealed by environmental advocates tracking private jet usage   Stormzy has his make-up touched up on the red carpet before taking to the stage at Capital’s Jingle Bell Ball   Hangin’ with Mr. Cooper star Mark Curry says he was racially profiled by employees at Wyndham-owned hotel in Colorado Springs   Fashionable Malia Obama dons all blue scarf and jeans – with matching smoothie – to enjoy lazy Saturday in LA with friends   Jackass star Bam Margera is released from the hospital after battling a severe case of pneumonia and catching Covid: ‘I’m out!’   Kourtney Kardashian and husband Travis Barker put on a loved-up display in romantic throwback snaps from a lavish getaway to New York City   ‘I don’t want to live to work’: James McAvoy reveals his plans to pull back from acting to focus on his family as he welcomes a son with wife Lisa Liberati   Cindy Crawford posts teaser of her CelebIOU episode after remodeling a home with Jonathan Scott and his twin brother Drew   Real Housewives Of Potomac: Chris Bassett denies doing anything to make Gizelle Bryant feel uncomfortable   Yellowstone: Sarah Atwood tells Jamie Dutton of her plan to oust his father as Governor of Montana   BBC blazers dress down Alex Scott over endorsement for Reiss… PLUS, FIFA stopped TV crew from showing definitive angle for Japan’s winner   Everything Everywhere All At Once and Tar both TIE for Best Picture award at The Los Angeles Film Critics Association Awards   January Jones, 44, shows off her fit figure in a skin-tight bodysuit with a bikini design illusion effect   What led to confrontation between Maura Higgins, Victoria Hervey and a designer known for this risque designs? REBECCA LAWRENCE’S guide   What sauce! Dame Ian McKellen is in fine feather for this classic panto: LUKE JONES reviews Mother Goose    Pregnant Molly-Mae Hague displays her baby bump as she enjoys a final trip away with beau Tommy Fury before the birth of their first child   Hollyoaks star Jorgie Porter reveals the sweet meaning behind her newborn baby’s name after giving birth last month   Hailee Steinfeld shimmers in a sheer silver dress as she celebrates her 26th birthday in West Hollywood with her A-list friends   They’re engaged! Say Yes To The Dress star Randy Fenoli proposes to his boyfriend of one year in a romantic scene in New York City   ‘I give up’: Brendan Fraser says ‘no one’s ever gotten my name right’ as Adam Sandler mispronounces it during an interview   Black Panther: Wakanda Forever remains on top for the fifth weekend… as box office nears a new low for 2022   Lights, camera, Kate! Princess of Wales shares a VERY festive behind-the-scenes photo ahead of hosting Westminster Abbey carols   Sam Smith reveals they are ‘addicted’ to tattoos with over 35 on their body – after revealing two brand new inkings on their neck and belly    Lizzo surprises fans by announcing herself as the next Saturday Night Live musical guest with Elvis star Austin Butler hosting the show   ‘Where’s the yellow card?!’ Kate Beckinsale slams hapless referee Wilton Sampaio for refusing England a crucial penalty as Three Lions crash out of the World Cup   Aaron Carter’s fiancée speaks out after his grieving mother blamed her for the singer’s death in since-deleted posts   SZA delves into her the state of her relationship with ex-boyfriend Drake after he revealed they had dated   Larsa Pippen, 48, flaunts her fit figure on a dinner date with Michael Jordan’s son Marcus, 31, in Miami… after she shut down romance rumors    ‘This is my baby girl’: Mariah Carey brings her daughter Monroe, 11, out on stage as they perform a festive duet during her first post-Covid live concert   Pregnant Lucy Fallon displays her growing baby bump in a brown jumpsuit as she prepares to welcome her first child with boyfriend Ryan Ledson   Rylan Clark joins Phillip Schofield’s rarely seen daughter Molly for a boozy night of karaoke to celebrate his manager’s birthday    Ekin-Su Cülcülolu flashes her incredible figure in a grey sports bra and leggings as she poses for a selfie ahead of Dancing On Ice training   ‘$1.8million – easy!’ Selena Gomez plays a pricey wedding singer in Father Of The Bride spoof with Steve Martin and Martin Short as star makes a surprise cameo on Saturday Night Live   ‘I had a problem with me and I took it out on everyone else’: Liam Payne apologises for THAT interview and says he ‘didn’t leave the house for three months’   Kate Winslet reveals she almost had a bathroom emergency while naked on stage… as she recalls ‘standing in front of an audience who can see me from every f***ing angle’   Bella Thorne and Winnie Harlow ensure Vas J. Morgan’s 34th birthday party isn’t a washout as they dodge the rain to help him celebrate with friends in Beverly Hills   Janelle Monae explains THAT topless birthday video from Mexico where they let it ‘all hang out’ while chatting on Jimmy Kimmel Live   Sarah Jayne Dunn reveals she suffered a hilarious wardrobe malfunction when her skirt ‘fell to the floor’ in the middle of a ‘very serious’ play   Emma Corrin cuts a low profile in a black beanie hat and sunglasses as they take the London tube with their dog Spencer on a Sunday morning   ‘I don’t remember being this warm’: Laura Anderson turns heads in a tiny purple bikini as she shares sizzling throwback snaps from Dubai getaway   Casey Affleck, 47, cuts a laid-back figure while hand-in-hand with dressed up girlfriend Caylee Cowan, 24, for Vas Morgan’s birthday bash   Jason Derulo’s ex Jena Frumes pops in a bright red tracksuit for a shopping trip with their one-year-old son Jason   Chloe Sims oozes sex appeal in busty red PVC bra and trousers as she joins sisters Frankie and Demi at Vas J Morgan’s birthday party in LA   Maisie Smith faces the big freeze in a grey tracksuit and black quilted jacket as she arrives at Sheffield City Hall    Buongiorno Boris! Carrie Johnson shares photos of herself and former PM in Venice as they attend society wedding of ‘Tory power couple’ Sophia True and Declan Lyons   ‘I feel more and more grateful every year’: Susanna Reid shares a throwback of herself as a toddler while celebrating her 52nd birthday   Amber Davies gives a glimpse into her relationship with new boyfriend Ben Joyce as she shares a series of loved-up snaps   ‘It’s very hard to come to terms with how quickly that happens’: Sigala admits to suffering from ‘imposter syndrome’ with his success   Billie Shepherd shares behind-the-scenes peek at family photo shoot with newborn daughter Margot with siblings Nelly and Arthur   Georgina Rodriguez carries her kids’ toys in a pricey Hermès Birkin handbag as she heads back home from Qatar   ‘They’re better than any man!’ Emotional Adele breaks down in tears on stage in Las Vegas as she urges fans to value friendship   Inside Rita Ora’s £7.5m Victorian-era London home as the hitmaker enjoys a night in to support England in the World Cup   Did Meghan and Harry rehearse their first dance? ‘Choreographed’ routine sees Harry putting on ‘alpha display’ while Meghan appears ‘elegant throughout’   Meghan’s ‘estranged’ friend Jessica Mulroney makes ANOTHER fleeting appearance in latest trailer for Netflix series   After bombshell opening episodes of Harry and Meghan’s Netflix series, are next three installments set to be more upbeat?   Love Island’s Millie Court braves the cold to show off her incredible figure in a skimpy bikini in the snow during trip to the French Alps   Prince William says he will ‘NEVER’ watch Harry and Meghan’s Netflix docuseries and tells friends NOT to retaliate at barbs against him    ‘It’s London hometime!’: Dua Lipa shares a slew of candid snaps from her time in New York before heading home to perform at Capital Jingle Bell Ball   ‘So grateful I get to do it with a special friend!’: Stacey Solomon teams up with Mrs Hinch to film in Wales for the last episode of Sort Your Life Out   Rapper Azealia Banks boasts about how rich she is just hours after cancelling Melbourne gig last minute – and demands to be ‘paid in full’ for canned show   Royal aides accuse Sussexes of MORE falsehoods in their Netflix docuseries: Meghan’s claims that she was not prepared for life in the monarchy is branded ‘a total lie’    ‘Don’t drink alcohol kids!’ Lottie Moss shows off her new ‘lover’ face tattoo after a wild night out and says she’s ‘going to learn to love it’   Adele reveals she had therapy five times A DAY after split from ex husband Simon Konecki… and says she is continuing sessions so she can give ‘everything’   They’re coming home: Glum-looking Three Lions stars can’t hide their disappointment as they head for the airport with bags for flight back to UK    ‘If we kill him, we can begin again’: Daniel Craig reveals he suggested James Bond’s death after his FIRST outing as suave secret agent in 2006 . Sam Ryder expresses his gratitude for fame after spending his life ‘working on building sites and singing at weddings’    When is the Strictly Come Dancing final 2022? Who is favourite to win? Who are the past champions?   ‘I didn’t realise that my uterus had split open’: Joss Stone reveals she was in labour for 32 hours and her newborn’s heart rate plummeted   Hand-me-down gown, Lady Chatterley? Netflix must be feeling the pinch as star Emma Corrin wears a frock that’s in at least three other productions    ‘I haven’t had any racy DMs’: Strictly’s Molly Rainford reveals her kids TV background means she doesn’t receive much social media attention   Sam Smith commands attention in plunging silver jumpsuit as they perform at star-studded Capital’s Jingle Bell Ball   ‘She’s getting a bit cheeky with it!’ Coronation Street star Alan Halsall says daughter Sienna, 9, often uses his celebrity status to embarrass him   Lori Harvey avoids awkward run-in with ex-boyfriend Michael B. Jordan as she steps out in Hollywood   Capital’s Jingle Bell Ball 2022: Lewis Capaldi says ‘it’s a sad day’ as he consoles England supporters during his performance after World Cup loss   Victoria Beckham ditches the World Cup in favour of cocktails and crackers with sister Louise – while David watches England lose to France    ‘There is no hiding from it, it hurts’: ‘Absolutely gutted’ Harry Kane says it will ‘take some time’ to get over England’s World Cup defeat   Annie Lennox sips on a glass of bubbly to celebrate her daughter Lola’s 32nd birthday in West Hollywood as she arrives hand-in-hand with husband   Follow Daily Mail Subscribe Daily Mail Follow @DailyMail Follow Daily Mail Follow @MailOnline Follow Daily Mail Next story ‘They were happy to lie to protect my brother’: Harry and Meghan fire new attacks at William and the Royal Family in explosive trailer for Netflix series as they say they were victims of ‘institutional gaslighting’ 10k comments Back to top Home News U.S. Sport TV&Showbiz Australia Femail Health Science Money Travel Video Best Buys Discounts Sitemap Archive Video Archive Topics Index Mobile Apps Screensaver RSS Text-based site Reader Prints Our Papers Top of page Daily Mail Mail on Sunday This is Money Metro Jobsite Mail Travel Zoopla.co.uk Prime Location Published by Associated Newspapers Ltd Part of the Daily Mail, The Mail on Sunday & Metro Media Group dmg media Contact us How to complain Leadership Team Advertise with us Contributors Terms Do not sell my info About MailOnline Privacy policy & cookies Cookie regulation logo Advertisement Advertisement     Great! 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    Ros wrote a comment for the Daily Mail explaining why the Chancellor should consider abolishing the Lifetime allowance and encourage people to invest in long-term projects, rather than punishing them for success. ( link to pdf )

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    Why are the elderly back in triple lock limbo? It’s a matter of honour and our national values to give them a 10% state pension rise, says ROS ALTMANN

    Why are the elderly back in triple lock limbo? It’s a matter of honour and our national values to give them a 10% state pension rise, says ROS ALTMANN

    Ros wrote a Comment Article for This is Money urging the Government to end the pensions worries that have left them in triple lock limbo. ( link to pdf )

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