Pension Age quotes Ros’ views that auto-enrolment minimum pension contributions could be made compulsory, without tax relief, and concentrate tax relief on contributions above the minimum to encourage better provision. ( link to pdf )
Ros is quoted in the Daily Record welcoming the policy change that will require people to have a stronger nudge towards PensionWise free impartial guidance before taking money from their pensions. ( link to pdf )
Ros is quoted in the Financial Times talking about women’s State Pensions and how women have been let down by the system – after 70 years, the state pension is not so happy and glorious!
Ros participated in a Professional Pensions webinar discussing value for money in pensions, how fees are not the best yardstick and emphasis is also needed on service, efficiency, ease of use, financial education, simple language, individualising product options and so on.
Ros appeared in a Professional Pensions webinar discussing how to achieve better value for money for pension customers – and spoke about the need for more flexibility and individualisation of products/service.
FT Pensions Expert quotes Ros warning that pension providers seem to be prioritising fees over people and their one-size-fits-all products are not suitable for everyone, especially as retirement becomes gradual and later.
Ros wrote a Money Marketing column explaining the golden opportunities missed by pension providers in the past years as auto-enrolment and pension freedoms enable more new products and more individualised approaches, which would improve peoples pensions. ( link to pdf )
Ros is quoted in Pensions Expert expressing concerns about advisers imposing extra costs for ongoing advice for on customers needing to transfer money from DB schemes if the transfers are suitable.
Ros is quoted in inews talking about how important it is to increase take-up of Pension Credit and perhaps calling it ‘Pensioner Top-up’ would help ease the stigma and improve understanding. ( link to pdf )
ThisIsMoney website quotes Ros warning about the dangers of mis-selling that are associated with the Lifetime ISA as some people are suffering significant losses because the home they want to buy is above the LISA limit. ( link to pdf )