FT Expert Interview: Pension reforms should incentivise people to stay in pensions
Ros was interviewed by the Financial Times’ Pensions Expert magazine and explains her views on the latest pension tax reforms.
Use your pension like a bank account
Ros explains how the recent pension reforms could allow people to withdraw money from their pension funds in a flexible manner, rather like they might access their bank of building society accounts.
New Model Adviser – Can MAS and FCA finally protect customers?
New Model Adviser reports on remarks made by Ros at a Fringe Meeting at the Tory Party Conference in which she suggests that the Money Advice Service has not served the public well on annuity information and calling on the FCA to protect customers properly.
Q&A – implications of abolishing 55% inherited pensions tax
Ros gives further thoughts on the implications of the decision to allow pensions to pass on tax free to future generations and answers some of the most common questions she was asked.
Post-budget outlook for pensions and retirement
Ros gave a presentation at the Social Market Foundation Fringe Meeting at the Tory Party Conference in Birmingham, explaining her thoughts on how pensions and retirement will be impacted by the latest pension reforms.
Why are so many older workers rejecting free money?
Pensions World article highlighting my thoughts on the need to encourage more older workers to remain auto-enrolled, because opting out means they are rejecting free money. The new rules should allow most to benefit from pension saving in future.
Yorkshire Post – Osborne helps increase all our pension pots
Yorkshire Post Comment article on how the abolition of the 55% inherited pensions tax has the potential to increase everyone’s pensions.
Chancellor scraps 55% pensions 'death tax'
Ros welcomes the Chancellor’s decision to scrap the 55% tax charge on inherited pensions, explaining that the 55% rate was particularly unfair on those who had only received basic rate tax relief. She points out that this decision will incentivise people to keep money in their pension funds for longer, that may help pay for care in later life too.
Too many older workers opting out of autoenrolment and rejecting free money
Ros comments on the latest data showing that over 50s are the largest group opting out of auto-enrolment and points out that the pension reforms make pensions much more suitable for older workers.
Best pensions go to graduates and public sector while women and low paid lose out
Ros comments on the latest pension statistics released by the Office for National Statistics which show that women and low paid workers are least likely to have pensions unless they are graduates or work in the public sector.