Bringing generations together in insurance of the future
Ros gave a presentation at the Swiss Re Centre for Global Dialogue conference explaining how the next generation can be brought into insurance – using family as a unit of product development.
Transfers from Defined Benefit to Defined Contribution can help scheme funding
Ros responded to the Treasury consultation on allowing DB to DC transfers and why this can help scheme funding – as long as proper safeguards are put in place to protect both those who might want to transfer and those who remain in the scheme.
Professional Pensions – the good and bad about Collective DC schemes
Professional Pensions highlights Ros’ views on the advantages and disadvantages of CDC schemes
Collective Defined Contribution – why is is right to allow CDC but beware of over-hyping benefits
Ros explains why the Government is right to permit the development of Collective DC schemes in the UK and explains their potential advantages and drawbacks. She highlights some of the risks, but they are better for employers than DB and likely to be better for members than pure DC
CityAM article – Making long term saving work for everyone
Ros wrote an article published in CityAM supporting calls for consideration of auto-enroling more low-paid workers, but perhaps ensuring they have more flexibility in their savings vehicles at work
The changing face of retirement – DC Investment Forum
Ros gave a presentation to the Defined Contribution Investment Forum DCIF outlining the changes taking place in retirement and the new outlook for DC pensions in the UK
Money Marketing Live debate – why annuities needed to change
Ros took part in a Money Marketing Live Webcast debate on the Budget 2014 pension reforms and the changes to the annuity market that will result
What Next for Annuities?
Ros explains why new annuity products are needed and the background to why Partnership needed to offer a new annuity product, which provides an enhanced annuity with a one year surrender option
The New World of Pensions – SEI/Engaged Investor/Pensions Insight
Ros gave a keynote speech for Pensions Insight/Engaged Investor Magazine at the SEI and Engaged Investor conference in the House of Commons. She explained some implications of the radical pension reform for future provision, for accumulation and decumulation products and expressed her concerns about unwinding of QE
One year annuities – suit providers not customers
Ros responds to the Treasury Select Committee report on the Budget pension changes, supporting calls for the FCA to be vigilant about providers acting in the customer interest and points out the shortcomings of the new one-year annuity products.