Flexibility for pensions – more details announced
Ros welcomes the Government’s further details on the new rules for pension flexibility and explains what this means.
Yorkshire Post column – We need tax breaks for care savings
Ros wrote a column for the Yorkshire Post calling for new tax breaks to help people save for the looming costs of social care.
Bringing generations together in insurance of the future
Ros gave a presentation at the Swiss Re Centre for Global Dialogue conference explaining how the next generation can be brought into insurance – using family as a unit of product development.
Modernising insurance thinking for the next generation – a family model
Ros gave an interview for Swiss Re’s conference on the next generation of insurance, calling for insurers to consider the benefits of selling to family units and engaging multiple generations together, rather than relying on intermediaries.
Transfers from Defined Benefit to Defined Contribution can help scheme funding
Ros responded to the Treasury consultation on allowing DB to DC transfers and why this can help scheme funding – as long as proper safeguards are put in place to protect both those who might want to transfer and those who remain in the scheme.
Professional Pensions – the good and bad about Collective DC schemes
Professional Pensions highlights Ros’ views on the advantages and disadvantages of CDC schemes
Collective Defined Contribution – why is is right to allow CDC but beware of over-hyping benefits
Ros explains why the Government is right to permit the development of Collective DC schemes in the UK and explains their potential advantages and drawbacks. She highlights some of the risks, but they are better for employers than DB and likely to be better for members than pure DC
CityAM article – Making long term saving work for everyone
Ros wrote an article published in CityAM supporting calls for consideration of auto-enroling more low-paid workers, but perhaps ensuring they have more flexibility in their savings vehicles at work
The changing face of retirement – DC Investment Forum
Ros gave a presentation to the Defined Contribution Investment Forum DCIF outlining the changes taking place in retirement and the new outlook for DC pensions in the UK
Money Marketing Live debate – why annuities needed to change
Ros took part in a Money Marketing Live Webcast debate on the Budget 2014 pension reforms and the changes to the annuity market that will result