Can the Chancellor's savings revolution deliver the Tories the next election?
Can the chancellor’s savings revolution deliver the Conservatives the next election?
FT Comment – UK Budget 2014: A watershed moment for pensions and savings
Ros explains why the 2014 Budget measures are so significant for pensions and savings and will be both popular with the public and also bring in extra revenue for the Chancellor.
Budget 2014 – Ros' Wishlist granted! End of forced annuities
Ros welcomes the revolution announced in the Budget for pensions and savings, with increased flexibility for ISAs and more pension savings taken as cash – she has called for these changes for many years.
Sunday Post – Time to give savers a break in Budget 2014
The Sunday Post supported Ros’ views that the Chancellor needs to ensure the Budget works well for savers and improve the flexibility of ISAs and pensions.
ABI promises to improve annuity selling – too slow!
Ros discusses the latest release from the Association of British Insurers which outlines ways in which it proposes to improve its practices for selling annuities. She believes the media pressure has had an impact but the measures being promised are inadequate and being introduced too slowly anyway.
Five years on – the verdict on QE and low rates
Ros wrote a review of the impact QE and ultra low interest rates as the five year anniversary of these policies arrives. She highlights powerful winners and many losers with large risks looming on the long-term as rates have stayed too low for too long.
FT Pensions Expert: How QE has harmed UK pensions
Ros wrote a ‘Talking Head’ piece for the Financial Times publication ‘Pensions Expert’ which explains the damaging impact of Quantitative Easing on UK pensions
Polish pension confiscation – how safe are private pensions?
Ros highlights how little fuss there seems to have been that private pension assets are being confiscated by Governments as economic conditions become tough and asks whether safeguards may be needed for private pensions
Pension charges – Don't be lulled into a false sense of security
Ros explains why pension charges need to be capped, even though the latest auto-enrolment schemes seem to have lower fees. Workers in small firms need protecting if their employers cannot negotiate good terms.
Imperial College lecture – Solving the pensions crisis
Ros gave a talk at Imperial College outlining the background to the pensions crisis and suggesting some solutions