Ros gave an interview for Swiss Re’s conference on the next generation of insurance, calling for insurers to consider the benefits of selling to family units and engaging multiple generations together, rather than relying on intermediaries.
Ros responded to the Treasury consultation on allowing DB to DC transfers and why this can help scheme funding – as long as proper safeguards are put in place to protect both those who might want to transfer and those who remain in the scheme.
Professional Pensions highlights Ros’ views on the advantages and disadvantages of CDC schemes
Ros explains why the Government is right to permit the development of Collective DC schemes in the UK and explains their potential advantages and drawbacks. She highlights some of the risks, but they are better for employers than DB and likely to be better for members than pure DC
Ros wrote an article published in CityAM supporting calls for consideration of auto-enroling more low-paid workers, but perhaps ensuring they have more flexibility in their savings vehicles at work
Ros gave a presentation to the Defined Contribution Investment Forum DCIF outlining the changes taking place in retirement and the new outlook for DC pensions in the UK
Ros took part in a Money Marketing Live Webcast debate on the Budget 2014 pension reforms and the changes to the annuity market that will result
Ros explains why new annuity products are needed and the background to why Partnership needed to offer a new annuity product, which provides an enhanced annuity with a one year surrender option
Ros gave a keynote speech for Pensions Insight/Engaged Investor Magazine at the SEI and Engaged Investor conference in the House of Commons. She explained some implications of the radical pension reform for future provision, for accumulation and decumulation products and expressed her concerns about unwinding of QE
Ros responds to the Treasury Select Committee report on the Budget pension changes, supporting calls for the FCA to be vigilant about providers acting in the customer interest and points out the shortcomings of the new one-year annuity products.