Pension charge cap delay is sensible
Steve Webb’s announcement that a cap on pension fund charges will not be rushed through for April 2014 is welcome and sensible says Ros
An alternative Pick-A directory just for IFAs
Description: Ros puts together alternative wording for a separate directory that would list only those independent advisers who offer whole of market regulated advice for those who want to try to get the best possible personal help at retirement
Pick-A – Another look
Description: Ros issues further thoughts on the Pick-A Directory, complimenting its functionality but suggesting that it would be helpful to have a separate listing for truly independent advisers, so people can see who is offering guidance, rather than regulated advice
Why is Pick-A directory biased against advice?
Description: Ros comments on the initial wording of the newly launched Directory called ‘Pick-A Retirement Income’ which is supposed to help people find an adviser or broker to help them choose the best retirement income for themselves and highlights her concerns about wording that seems unfairly biased against independent advice.
Tax them, don't axe them – pensioner benefit reforms should not be done on the hoof
Ros comments on the political pressure to abolish or means test pensioner benefits and explains why a considered approach is important rather than knee-jerk reactions
Pensioner benefits should be taxed and streamlined
StockMarketWire highlights Ros’ views on the debate about protecting pensioner benefits and triple lock for state pension
Glasgow Herald – Annuities Market in Need of Regulation
Ros gave an interview to the Glasgow Herald explaining her concerns about the annuities market and calling for proper regulation to protect customers
A briefing on Annuities
Ros prepared a background briefing on the failings of the annuities market and urgent reforms required
State Pension age changes for women born 1950 to 1953 and link to DWP calculator
This file contains a link to the DWPs state pension age calculator, which allows you to enter your date of birth and calculate your state pension age, while also giving the detailed timetable of state pension age dates for women born between April 1950 and March 1953.
Defined Ambition pensions – consultation response
Ros responded to the DWPs’ consultation on reshaping workplace pensions, explaining her views on the proposed Defined Ambition pension designs.