When's Nest best? Auto-enrolment advice under the microscope
Ros’ interview on Citywire highlighting that advisers have big role to play in helping employers set up auto-enrolment (from 3 minutes in)
Inflexible Income Drawdown rules deny savers their own money
Ros points out that women could in theory now get 50% more pension than this time last year, but inflexible rules mean they can’t access more money yet
Charge cap should fit NEST too
The FT’s Financial Adviser magazine highlighted Ros’ views that a charge cap on auto-enrolment schemes should apply to NEST as well, with its 1.8% initial charge being replaced by an annual charge
NEST charges need overhaul
Article on Stock Market Wire website commenting on Ros’ calls for NEST charges to be overhauled, to get rid of the 1.8% initial charge
Telegraph – Ban high charges for annuity broking
The Daily Telegraph published Ros’ views that annuity purchasers should receive advice, rather than paying high fees to brokers who offer no regulatory protection and no advice
OFT inquiry on pension charges
Ros responds to the OFT report on pension charges, highlighting that the recommendations may well disappoint those who wanted action, but that NEST’s charging structure does not fit well with a cap
Why everyone needs advice at retirement
Ros was interviewed by InvestmentSense magazine ‘In the Spotlight’ section. She explains her thinking that advice is essential for anyone considering buying an annuity
Yahoo – 'Loose Change' – Annuity dangers
Ros was interviewed for the Yahoo website’s ‘Loose Change’ slot and explains some of the issues surrounding annuities
Single life annuities put your spouse at risk
Pensioncalculator.org explains Ros’ concerns about people buying single life annuities and then leaving widows or widowers with nothing, especially if they die relatively young. This is particularly a problem for current retirees as women in their 50s and 60s have been very disadvantaged by the pensions system and are less likely to have their own provision.
The Sun – Annuities a huge gamble
The Sun featured Ros’ warnings about annuities being a big gamble.