Response to DWP charges consultation
Ros submitted a response to the DWP consultation on pension fund charges
Annuity providers pocket £1bn from husbands' pensions as widows left penniless
Ros explains how the annuity market is failing millions of potential widows, whose husbands do not understand the implications of buying a single life annuity
Capping charges on auto-enrolment ignores the bigger picture
Ros explains why the focus on charge caps for auto-enrolment pension schemes is not enough to ensure good value for customers. NEST’s own charging structure and the excessive fees on annuities are also important issues to address.
Defined Ambition pensions are worth a try but unlikely to be hugely popular with employers
The Government’s launch of its consultation on Defined Ambition pension schemes is an attempt to pass back some of the risk and cost of pensions onto employers, rather than leaving all the burden on members in DC schemes.
Ros' views on annuities at Westminster Forum Panel discussion
This is a transcript of Ros’ contribution to the Westminster Forum Panel Session on Annuities at which she gave her views on how the market is not working for the customer.
MetLife Report – Pensions: Time for change
Ros wrote a major report sponsored by MetLife Insurance which highlights what has gone wrong with UK Defined Contribution pensions and how they need to change to fit 21st century realities. Niether the accumulation nor decumulation products are fit for modern lifestyles.
USS scare stories overdone
Ros explains why criticism of the USS pension scheme is unfair
BBC Breakfast TV – Ros' advice on pension saving
Ros was on BBC Breakfast TV on 23 October explaining some of the important issues surrounding pension saving – including saving more and also considering working longer.
The Independent: People should be handed risk warnings before buying annuities
Simon Read of the Independent supports Ros’ calls for people to be given proper risk warnings before they buy annuities since they can lose all their money.
Why people should consider drawdown before buying an annuity
Ros wrote a Foreword for the ‘WhatInvestment Guide to Income Drawdown’, explaining the risks of annuity buying and why Income Drawdown should be considered by many