Response to ONS consultation on improving rpi
Ros’ response to ONS consultation on changes to the retail prices inflation index, to bring it into line with lower cpi.
DWP paper on Reinvigorating pensions doesn't go far enough
Ros comments on the latest DWP paper about reinvigorating pensions, and explains that defined ambition pensions need to define a different ambition – a capital sum, rather than an income perhaps.
Steve Webb right to warn on Solvency II
Ros supports Steve Webbs warnings about the dangers of Solvency II rules that may be forced on UK pensions by the EU.
Why we must help savers
Ros calls on the Chancellor to free up the investment restrictions on ISAs, to allow savers to hold all their allowance in cash.
Removing Restrictions on NEST would be great for auto-enrolment and taxpayers
Ros welcomes the consultation on removing NEST restrictions.
Removing NEST restrictions would be sensible
Ros comments on DWP consultation paper discussing removing NEST restrictions. Ros believes removing restrictions is essential to make NEST sustainable, repay taxpayer loan and ensure it can compete effectively.
Pensioners using income drawdown should be trusted with their own money
Ros wrote an article for the Mail on Sunday warning that the new rules for Income Drawdown have resulted in another pension scandal, with pensioners being deprived of their own money just because annuity rates – which they never wanted to be involved in – have fallen.
FSA finally gets more real on investment return forecasts
Ros comments on the FSA’s recommendations that investment return forecasts for pensions should be lowered to become more realistic – better late than never!
Bank of England's analysis of QE is flawed – its policies are not working
Ros submitted a paper to the Treasury Select Committee inquiry into the Bank of England’s distributional analysis of its policies and concludes that its analysis has failed to analyse the distributional effects properly.
State Pension reform will have to retain the contributory principle
Ros wrote a blog for Citywire explaining that Steve Webb’s pre-Coalition plans for a citizen’s pensions have now been amended to retain the contributory principle for state pension reform which retains National Insurance.