QE forces UK pensions into 'death spiral'
Ros explains the damage being done to UK final salary pension schemes as deficits mount and gilt prices rise, forcing schemes to face a ‘death spiral’.
Government needs to incentivise workplace financial advice
Ros comments on a report from the CIPD and calls for incentives for employers to provide workplace advice on financial planning.
DWP says auto-enrolment makes pensions better
Ros comments on the latest DWP report suggesting that those auto-enrolled into pensions will have much better retirement incomes.
DWP delaying proposals for state pension reform
Ros comments on the announcement that Government proposals for reforming state pensions and increasing state pension age are being delayed from Spring 2012 to the Autumn. We do need to get the detail right, but reform is essential.
Let's have Care ISAs to start the savings we need for care
Press Release welcoming calls from influential Tory MPs for the Government to introduce care ISAs and perhaps family care saving plans to help people prepare for care – Social Care reform will still require a care savings culture and so far there are no incentives to save for care – and indeed most people don’t realize they even need to.
We'll save in the future if we spend more on social care now
Ros wrote an article for the Sunday Telegraph, explaining why we must not think too short-term about social care reform – if we don’t fund it now, it will cost more later. People need to save for later life care needs.
Women are the poor relations in pensions
An article published in the Sunday People newspaper, where Ros explains that women’s pensions are far lower than men’s and those women approaching retirement now have very poor pension prospects.
What will the White Paper on State Pension reform achieve?
Article from House Magazine previewing the forthcoming White Paper on state pension reform.
Looking forward to the White Paper on State Pension reform?
Ros wrote an article for House Magazine, outlining what we might expect to see in the Government’s forthcoming reforms of the state pension.
Why pay pensioner benefits to well off pensioners?
Ros explains, in the Sunday Sun newspaper, why it is important to keep universal pensioner benefits, rather than moving to more means-testing.