We're stuck in a time warp, must rethink pensions and retirement
Ros outlines her vision for a new phase of life, with people working longer but part time, as pensions have not delivered enough to support longer lives adequately.
Budget contains stealth tax for middle income pensioners but £140pw pension good
Press Release analyzing the Chancellor’s Budget and explaining the good parts and not so good parts
Pensions crisis – paying for an aging population?
Ros gave a speech at the Rotary Club in London, explaining the need for new thinking to help fund increasing numbers of older people and help solve the pensions crisis
100 year gilts not attractive, but longevity gilts could be great
The Government’s suggestion of issuing 100 year gilts would not be attractive to pension funds, but would be great for taxpayers. However issuing longevity gilts would be far better
Work and Pensions Select Committee Report must be taken seriously
Ros highlights the recommendations of the Work and Pensions Commons Select Committee and calls for lifting restrictions on NEST, as well as state pension reform
ITV News interview on Tesco pension changes
Ros was interviewed for ITV lunchtime, 6 o’clock and 10 o’clock News explaining that Tesco pension scheme changes still mean the scheme is a really good deal for staff
EU rules set to make UK pensioners poorer
Press Release criticizing EU rules on SolvencyII and gender-neutral insurance rules, which will make UK pensioners poorer via lower annuity rates, as well as undermining defined benefit pension schemes
Tesco scheme changes pave way for others to follow
Ros’ view is that the latest changes to Tesco’s pension scheme, increasing pension age to 67 and uprating by cpi instead of rpi leaves the way open for other employers to follow this lead. However, the Tesco scheme remains a very good scheme for Tesco workers.
Baby boomers need better savings policy
Blog highlighting Ros’ views on how QE has damaged the interests of older generations
It's time to consider savers again
Press release marking the third anniversary of the Bank of England’s record low 0.5% interest rates, calling for the suffering of savers to be addressed, perhaps with higher Cash ISA allowances to help older people receive more interest tax free