Planning Retirement as longevity rises
Article in Money Observer outlining what is needed for proper radical pension reform and the urgent requirement to rethink both pensions and retirement.
Daily Mail article – Savers must be encouraged not discouraged
Ros wrote an article for the Daily Mail explaining the dangers of discouraging savings and the importance of long-term policy thinking rather than short-term fixes.
Telegraph 'Expert View' – The Challenge of Pension Reform
Article published in Daily Telegraph ‘Expert View’ Column in the Money section, calling on the Coalition to rise to the challenge of proper pension reform.
Yorkshire Post 'It's time to stand up for responsible savers'
Op-ed published in the Yorkshire Post criticizing monetary measures that discourage saving, especially as more baby-boomers reach their 50s and 60s and will need money to live on in future.
Daily Express feature article 'Bank of England must show more respect for savers'
Feature article published in the Daily Express arguing that the Bank of England’s policy of punishing savers and encouraging them to spend their capital is dangerously short-sighted.
Bank of England wrong to target savers
Press Release criticizing Bank of England Deputy Governor, Charlie Bean, who suggested that monetary policy was deliberately trying to get savers to spend their money, ignoring dangers for pensions and long-term economic stability in an ageing population.
Abolishing age 75 Annuity Requirement unfair
Press Release explaining that the Government’s current proposals for abolishing the age 75 annuity requirement amount to a transfer of wealth to the very wealthiest pension savers from those lower down the income scale.
Response to Treasury Consultation on abolishing Age 75 Annuity rule
Ros’ formal written response to HM Treasury’s consultation on abolishing the requirement to buy an annuity by age 75, explaining that the proposals will represent a tax increase from 35% to 55% on pension savings for those outside the very wealthiest groups. The 55% tax is particularly unfair for basic rate taxpayers and should be re-thought.
BBC Pension reform proposals draconian
Ros wrote an article for the BBC Ariel magazine explaining the problems facing BBC staff as a result of management pension reform proposals.
Winter Fuel Allowance should be rolled into state pension
Recommends the Government consider making the Winter Fuel Allowance permanent, by rolling into a higher state pension to save money and improve pension fairness.