Pensions Revolution – The flexible future
Ros gave the keynote address at the Pension Pioneers Forum in London and explained her views about the new pensions landscape, with its implications for accumulation, decumulation, providers and trustees.
Give people the date they are expected to live to, not to die at!
Ros comments on the Government’s idea to help people plan for retirement by telling them an expected date of death. This is more likely to put them off engaging in thinking about their later life finances that telling them how long they are expected to live – it’s not just semantics, it’s behavioural psychology.
Class 3A National Insurance pension contributions – good value?
Ros explains the Government’s proposals to allow people to buy extra years of state pension with so-called Class 3A contributions
Ros' evidence to Treasury Select Committee highlighted in The Herald
The Herald, Scotland, highlights Ros’ evidence to the Treasury Select Committee inquiry into the Budget pension changes where she expresses her belief that it is difficult to imagine average annuity rates worsening as a result of the change to compulsory annuitisation
Spectator blog – Ten things that have gone wrong in the UK insurance industry
The Spectator carried a blog from Ros outlining ten ways in which the UK insurance industry has been at fault and how it can change to better meet the needs of its customers.
What's gone wrong with the UK insurance industry?
Ros comments on the announcement by the Financial Conduct Authority that it will investigate old insurance policies sold between 2006 and 2000 to see if the charges and terms are fair to customers and she explains what has gone wrong with the insurance industry profit and sales models.
Retirement Income Options – a consumer perspective
Ros gave a keynote speech at a WealthatWork Seminar in London, explaining the need for new thinking on retirement income options and making consumer interests a higher priority
Pension charge cap announced at last
Ros welcomes the announcement of a cap on pension fund charges at 0.75%, ban on commission and Active Member Discounts and calls for reform of NEST charges to simplify the system.
CityAM lead comment: The pension revolution could restore Britains long-term savings culture
Ros wrote a lead article for CityAM explaining her belief that the measures in the 2014 could mark the start of a revival of Britain’s long-term savings.
Can the Chancellor's savings revolution deliver the Tories the next election?
Can the chancellor’s savings revolution deliver the Conservatives the next election?