Ros comments on the latest pension statistics released by the Office for National Statistics which show that women and low paid workers are least likely to have pensions unless they are graduates or work in the public sector.
Ros comments on remarks from pension industry leaders that suggest UK pension firms can’t cope with customers queries after the latest pension reforms.
The Financial Times’ Pensions Expert magazine published an article by Ros which outlines what scheme members should expect from the guidance guarantee, including the impact of tax, inflation, and the the cost of future care.
Ros explains the vital issues that need to be covered by the free national pensions guidance system that will start in April 2015.
Ros outlines some steps widows could take to help themselves if they are worried about how to share in their husband’s pensions.
Ros welcomes the Government’s further details on the new rules for pension flexibility and explains what this means.
Ros responded to the Treasury consultation on allowing DB to DC transfers and why this can help scheme funding – as long as proper safeguards are put in place to protect both those who might want to transfer and those who remain in the scheme.
Ros explains why the Government is right to permit the development of Collective DC schemes in the UK and explains their potential advantages and drawbacks. She highlights some of the risks, but they are better for employers than DB and likely to be better for members than pure DC
Ros gave a presentation to the Defined Contribution Investment Forum DCIF outlining the changes taking place in retirement and the new outlook for DC pensions in the UK
Ros took part in a Money Marketing Live Webcast debate on the Budget 2014 pension reforms and the changes to the annuity market that will result