Ros comments on the Government’s idea to help people plan for retirement by telling them an expected date of death. This is more likely to put them off engaging in thinking about their later life finances that telling them how long they are expected to live – it’s not just semantics, it’s behavioural psychology.
The Herald, Scotland, highlights Ros’ evidence to the Treasury Select Committee inquiry into the Budget pension changes where she expresses her belief that it is difficult to imagine average annuity rates worsening as a result of the change to compulsory annuitisation
Ros explains the Government’s proposals to allow people to buy extra years of state pension with so-called Class 3A contributions
The Spectator carried a blog from Ros outlining ten ways in which the UK insurance industry has been at fault and how it can change to better meet the needs of its customers.
Ros comments on the announcement by the Financial Conduct Authority that it will investigate old insurance policies sold between 2006 and 2000 to see if the charges and terms are fair to customers and she explains what has gone wrong with the insurance industry profit and sales models.
Ros welcomes the announcement of a cap on pension fund charges at 0.75%, ban on commission and Active Member Discounts and calls for reform of NEST charges to simplify the system.
Ros gave a keynote speech at a WealthatWork Seminar in London, explaining the need for new thinking on retirement income options and making consumer interests a higher priority
Ros wrote a lead article for CityAM explaining her belief that the measures in the 2014 could mark the start of a revival of Britain’s long-term savings.
Can the chancellor’s savings revolution deliver the Conservatives the next election?
The Times published a Comment piece from Ros welcoming the new Budget measures that will allow people to choose what to do with their pensions.