Q&A – implications of abolishing 55% inherited pensions tax
Ros gives further thoughts on the implications of the decision to allow pensions to pass on tax free to future generations and answers some of the most common questions she was asked.
Yorkshire Post – Osborne helps increase all our pension pots
Yorkshire Post Comment article on how the abolition of the 55% inherited pensions tax has the potential to increase everyone’s pensions.
Chancellor scraps 55% pensions 'death tax'
Ros welcomes the Chancellor’s decision to scrap the 55% tax charge on inherited pensions, explaining that the 55% rate was particularly unfair on those who had only received basic rate tax relief. She points out that this decision will incentivise people to keep money in their pension funds for longer, that may help pay for care in later life too.
Best pensions go to graduates and public sector while women and low paid lose out
Ros comments on the latest pension statistics released by the Office for National Statistics which show that women and low paid workers are least likely to have pensions unless they are graduates or work in the public sector.
Pension firms at breaking point as systems can't cope
Ros comments on remarks from pension industry leaders that suggest UK pension firms can’t cope with customers queries after the latest pension reforms.
FT Pensions Expert: Eight Building Blocks of the Guidance Guarantee
The Financial Times’ Pensions Expert magazine published an article by Ros which outlines what scheme members should expect from the guidance guarantee, including the impact of tax, inflation, and the the cost of future care.
What must the Guidance Guarantee cover?
Ros explains the vital issues that need to be covered by the free national pensions guidance system that will start in April 2015.
What can widows do if they want a share of their husbands pension
Ros outlines some steps widows could take to help themselves if they are worried about how to share in their husband’s pensions.
Flexibility for pensions – more details announced
Ros welcomes the Government’s further details on the new rules for pension flexibility and explains what this means.
Transfers from Defined Benefit to Defined Contribution can help scheme funding
Ros responded to the Treasury consultation on allowing DB to DC transfers and why this can help scheme funding – as long as proper safeguards are put in place to protect both those who might want to transfer and those who remain in the scheme.