Pension firms at breaking point as systems can't cope
Ros comments on remarks from pension industry leaders that suggest UK pension firms can’t cope with customers queries after the latest pension reforms.
FT Pensions Expert: Eight Building Blocks of the Guidance Guarantee
The Financial Times’ Pensions Expert magazine published an article by Ros which outlines what scheme members should expect from the guidance guarantee, including the impact of tax, inflation, and the the cost of future care.
What must the Guidance Guarantee cover?
Ros explains the vital issues that need to be covered by the free national pensions guidance system that will start in April 2015.
What can widows do if they want a share of their husbands pension
Ros outlines some steps widows could take to help themselves if they are worried about how to share in their husband’s pensions.
Flexibility for pensions – more details announced
Ros welcomes the Government’s further details on the new rules for pension flexibility and explains what this means.
Transfers from Defined Benefit to Defined Contribution can help scheme funding
Ros responded to the Treasury consultation on allowing DB to DC transfers and why this can help scheme funding – as long as proper safeguards are put in place to protect both those who might want to transfer and those who remain in the scheme.
Collective Defined Contribution – why is is right to allow CDC but beware of over-hyping benefits
Ros explains why the Government is right to permit the development of Collective DC schemes in the UK and explains their potential advantages and drawbacks. She highlights some of the risks, but they are better for employers than DB and likely to be better for members than pure DC
The changing face of retirement – DC Investment Forum
Ros gave a presentation to the Defined Contribution Investment Forum DCIF outlining the changes taking place in retirement and the new outlook for DC pensions in the UK
Money Marketing Live debate – why annuities needed to change
Ros took part in a Money Marketing Live Webcast debate on the Budget 2014 pension reforms and the changes to the annuity market that will result
What Next for Annuities?
Ros explains why new annuity products are needed and the background to why Partnership needed to offer a new annuity product, which provides an enhanced annuity with a one year surrender option