FT Financial Adviser Q&A with Ros A.
Ros was interviewed by FT publications Financial ADviser Magazine and asked about her views on all aspects of pensions policy.
Response to ONS consultation on improving rpi
Ros’ response to ONS consultation on changes to the retail prices inflation index, to bring it into line with lower cpi.
DWP paper on Reinvigorating pensions doesn't go far enough
Ros comments on the latest DWP paper about reinvigorating pensions, and explains that defined ambition pensions need to define a different ambition – a capital sum, rather than an income perhaps.
Pensioners using income drawdown should be trusted with their own money
Ros wrote an article for the Mail on Sunday warning that the new rules for Income Drawdown have resulted in another pension scandal, with pensioners being deprived of their own money just because annuity rates – which they never wanted to be involved in – have fallen.
Bank of England's analysis of QE is flawed – its policies are not working
Ros submitted a paper to the Treasury Select Committee inquiry into the Bank of England’s distributional analysis of its policies and concludes that its analysis has failed to analyse the distributional effects properly.
State Pension reform will have to retain the contributory principle
Ros wrote a blog for Citywire explaining that Steve Webb’s pre-Coalition plans for a citizen’s pensions have now been amended to retain the contributory principle for state pension reform which retains National Insurance.
Moneywise TV – Is it still worth saving in a pension
Ros’ interview on Moneywise TV explaining the pitfalls for pension savers and the need to consider alternatives to saving only in the inflexible pension product.
Citywire – Westminster view – LibDems idea to use pensions for younger people's housebuying
Ros wrote a blog for Citywire highlighting that the LibDems’ suggestion of using older people’s pensions to fund younger people’s house purchase could jeopardize retirement security.
Pension problems need fixing
Ros wrote an article for Moneywise Magazine explaining why pensions need to be more flexible.
The Times Opinion Piece – Means-testing pensioner benefits is a step in the wrong direction
The Times published Ros’ article on why means-testing pensioner benefits is not the right way to cut costs of paying to pensioners, taxing them or increasing age-of-entitlement would not penalize savers and would not mean means-testing millions of pensioners.