The Government's Pension Reform Proposals
Keynote Presentation given at Henry Stewart Conference outlining Ros’ views on the Government’s most recent pension reforms and why they will not restore confidence or deliver a sustainable pension system.
Reform of Public Sector pensions
Article written for Public Servant magazine outlining some expected developments in the public sector pensions debate.
House of Commons to vote on amendments to Pensions Bill
Release expressing hopes that Government will be defeated in the Commons vote on providing fair and quick compensation for those who have lost their pensions, via cross-party amendments to the Pensions Bill.
Pensions crisis – past and future
Presentation to the Pensions Trust trustee Awayday in Leeds, outlining the history of the problems in the UK pension system and some thoughts about the future.
House Magazine article – aIf I was in charge of pension reforma¦'
Article published in the House Magazine explaining what Ros would like to do if she were in charge of pension reform!
Financial Adviser feature on the proposed new personal pension accounts
Feature explaining why Ros thinks the proposed personal accounts should not be introduced and that they are likely to worsen pension provision in the UK – and also may lead to pensions being bought by those for whom they are not suitable.
Inadequate protection for personal accounts
Exchange of letters in Daily Telegraph warning that the lack of proper consumer protection for the new personal accounts poses real dangers for future disasters and claims for mis-selling that may lead to another scandal.
Financial Adviser feature discussing expected Government pension proposals
Feature article written for Financial Adviser assessing the expected pension reforms to be announced in the Queen’s speech in Parliament.
FT letter on the injustice of unfunded public sector pensions being contracted out
Letter published in the Financial Times explaining that unfunded public sector pensions are contracted out of the national insurance system and that this is economically nonsensical, merely allowing public sector workers and employers to pay lower national insurance and passing the costs onto future taxpayers.
Pensions crisis – it's real and getting worse
Foreword published in aThe Pensions Report’ in October 2006, explaining the results of a the comprehensive survey of investor and provider attitudes to pension provision in the UK, highlighting that trust and confidence in pensions have been destroyed in recent years.