What's wrong with the White Paper?
Article published in Parliamentary Monitor magazine explaining why the latest round of pension reforms will definitely not be the last.
Government's pension White Paper not good enough
Article published in aParliamentary Brief’ (Volume 10, No. 10), explaining the background to the UKs pension problems and why the latest White Paper reform proposals will not provide a sustainable solution.
Let's rip it up and start again' – Critique of Government's White Paper reforms
Article published in Financial Adviser explaining why the Government’s White Paper pension reforms do not go far enough, leaving the system still in need of a radical overhaul.
Examples of how loss of final salary pension on wind-up has devastated people's lives
Article published in Sunday Telegraph explaining why the Chancellor’s pensions policies could destroy our once-thriving UK pension system.
Demographic dangers for growth – Sunday Telegraph
Article published in the Sunday Telegraph, explaining how the Chancellor, Gordon Brown, has squandered the benefits of favourable demographic trends and is leaving the next administration to cope with the economic dangers of ademographic drag’.
Article in aPublic Servant' Journal a New Thinking on Pensions'
Article published in aPublic Servant’ Magazine, discussing the future for UK pensions, trends in occupational pension schemes and flexible retirement policies of the future.
Money Marketing article on the effects of pension tax reform aA-day'
Comment published in Money Marketing outlining Ros’ expectations of the tax reforms for pensions introduced on 6th April 2006.
Reforming state pensions is affordable if existing spending is reallocated more wisely
Op-ed piece published in Financial Times advocating radical reform of state pensions. Ros explains why muddled thinking on pensions is preventing an affordable reform programme which could put pension policy on a sustainable path for the 21st Century, but some of the existing spending needs to be reallocated.
Pensions World conference aPrivate pension Policy, Pension Reform and Compulsion'
Presentation delivered at Pensions World conference outlining Ros’s views on the need for radical pension reform and why she thinks compulsion would not be advisable.
Watson Wyatt debate aPension reform will do nothing for those who need it most'
Ros’s presentation at the Watson Wyatt 2005 pension debate, proposing the motion that aThis house believes pension reform will do nothing for those who need it most’. Ros, together with Steve Bee the leading pensions guru from Scottish Life,  explained why they believed that pension reforms so far will not benefit the Govenrment’s atarget’ group of middle earners.