Dangers of Personal Accounts
Ros outlines why she believes introduction of personal accounts is likely to worsen pension provision in the UK and could prove very dangerous.
Highlights of Pensions Bill proposals
Briefing summarizing the highlights of Second Reading of Pensions Bill and critique of proposed reforms.
Pension Reform Presentation
Presentation given at Money Marketing’s Retirement Planning Summit in Monte Carlo, critiquing the pension reform agenda.
Solving the pensions crisis
Ros gave a brief presentation and participated in a panel discussion at the PMI Spring Conference, outlining why she believes pension reform will not solve the forthcoming pensioners crisis. She explained that state pension reforms are inadequate, while personal accounts may make things worse for many.
Keynote speech 'Pension Reform and Reality'
Ros delivered the keynote speech at Professional Adviser’s Expert Investor Forum in London outlining her ideas on demography, pensions and the need for radical reform.
Ros' Pensions Week 2008 predictions
Ros was asked to provide some predictions for Pensions Week magazine, this is what she wrote.
Ros' 2007 Top Five pension events
Professional Pensions magazine asked Ros to name her top five pension events from 2007 and this is what she wrote for them.
Letter published in FT on personal accounts reform
Letter published in Financial Times explaining why the proposed Personal Accounts pension reforms are dangerous for lower earners and the interaction with means testing must be properly addressed now.
Saga website – introduction to SIPPs
Article for Saga website explaining the basics about Self Invested Personal Pensions (SIPPs).
The Government's Pension Reform Proposals
Keynote Presentation given at Henry Stewart Conference outlining Ros’ views on the Government’s most recent pension reforms and why they will not restore confidence or deliver a sustainable pension system.