Letter on gradual retirement
Letter written to Financial Times explaining why encouraging gradual retirement is a key element of pension reforms.
Professional Pensions column on urgent post-election pension reforms
Article published in Professional Pensions in April 2005, outlining Ros’s views of urgent pension reforms required after the General Election.
Pension Reform in 2005/6
Article published in ‘Pensions and Investments UK’, discussing implications of planned pension reforms for occupational and personal pensions in 2005/2006. Impact on investment of pension fund assets, trustees of occupational schemes and the new tax regime for contributions.
FT letter on economics of pensions and risk
Letter published in Financial Times in March 2005 commenting on article by Joseph Stiglitz on US pension policy. The letter suggests that transferring costs of pensions from state to private sector does not make the risks disappear.
Response to Pension Commission First Report
Ros’s response to Pensions Commission initial report outlining need for radical reform of state pension and re-thinking retirement.
Pensions ARE in Crisis' – ASIM Meeting
Powerpoint presentation for ASIM at the ASIM Winter General Meeting in London, outlining why the UK pension system is in crisis and what might be done to improve the situation.
The Role of Government in Pensions – SOFA conference
Presentation given to Society of Financial Advisers Annual Conference on the role of Government in Pensions and future for pensions policy.
Letter commenting on pension burdens faced by UK employers
Letter published in Employee Benefits Magazine explaining why employers have been asked to shoulder too much of the pensions burden and that the ‘standard’ two-thirds final salary pension has become unaffordable for most people.
FT letter on US pension reform proposals
Letter published in Financial Times pointing out parallels between Bush pension reform proposals and UK pension policies over the past 20 years which have contributed to our pensions crisis.
Article for Daily Express on Pension Reform Proposals
Article published in Daily Express, outlining Ros’s proposals for pension reform.