The Role of Government in Pensions – SOFA conference
Presentation given to Society of Financial Advisers Annual Conference on the role of Government in Pensions and future for pensions policy.
FT letter on US pension reform proposals
Letter published in Financial Times pointing out parallels between Bush pension reform proposals and UK pension policies over the past 20 years which have contributed to our pensions crisis.
Letter commenting on pension burdens faced by UK employers
Letter published in Employee Benefits Magazine explaining why employers have been asked to shoulder too much of the pensions burden and that the ‘standard’ two-thirds final salary pension has become unaffordable for most people.
Article for Daily Express on Pension Reform Proposals
Article published in Daily Express, outlining Ros’s proposals for pension reform.
Pension News from Labour Party Conference
Analysis of suggestions of major shift in Government policy on pensions, which seemed to emerge from the Labour Party Conference.
Telegraph article on how pension reform affects you
Article published in Daily Telegraph on October 9th 2004, discussing the effect of the 2004 Pension Reforms by the Inland Revenue. It argues that these reforms could change the entire nature of pensions in future, turning them into a short term exercise for those on higher rate tax.
Why are many SME's not providing pensions?
Press release highlighting the implications of the findings of research by the Pensions Institute, explaining why smaller companies are no longer keen to provide pensions.
Is compulsion a sensible way forward?
Press Release explaining why Ros does not believe compulsion is the best policy option to adopt, in order to encourage pensions.
FT aPersonal View' article questioning the inadequacy of Government policy to encourage savings
Article commissioned by Financial Times for aPersonal View’ column, discussing Government policies to encourage savings and questioning why they seem to be targeted only at the top earners, rather than trying to encourage those who do not pay higher rate tax.
Important Q & A about Compensation
Note outlining how and why Government funded compensation should be organised.