Saga website – introduction to SIPPs
Article for Saga website explaining the basics about Self Invested Personal Pensions (SIPPs).
Press Release on FSA Retail Distribution Review
Ros’ comments on FSA Retail Distribution Review consultation paper on selling savings products in the UK. Ros suggests the only people called ‘independent advisers’ should be those who can sell across all products.
Money Marketing article on the effects of pension tax reform aA-day'
Comment published in Money Marketing outlining Ros’ expectations of the tax reforms for pensions introduced on 6th April 2006.
Long-term savings in the 21st Century – IMA conference, London
Presentation given at the Investment Management Association conference, London, outlining policies required to stimulate long term savings, pension reform and alternative investment approaches in the UK.
Speech at Labour Party Conference fringe on encouraging retirement provision
Presentation given at B&CE fringe meeting at Labour Party Conference in Brighton, discussing Ros’s views on how to get people to provide for their retirement.
Developing a Lifetime Savings Framework
Article prepared for Journal of Financial Services Marketing to describe the setting up of a Lifetime Savings Account to encourage savings throughout the lifecycle.
Long term savings and the future for life assurance companies – IEA Annual Conference, London
Presentation given at the 8th Annual Conference of the Institute for Economic Affairs, in London, discussing the role of Government, insurance companies and the financial services industry in the future of long term savings in the UK.
Encouraging Savings In The UK – A Lifetime Savings Framework
Slides and transcript of a speech given at the Institute of Actuaries aAgeing Population’ conference in Edinburgh on January 21st 2002. This describes proposals for a new type of ‘wrapper’ in which to hold all a persons savings throughout their lifetime, from short term investments to pensions and equity release.
Most people don't know enough to make good pension decisions
The Herald newspaper explains why many people do not have sufficient financial information or education to be able to make good pension decisions
Balancing a Portfolio over a Lifetime
Article published in UBS Wealth Management magazine explaining some of the weaknesses of the lifecycle approach to investing and the need for diversification in investor portfolios.