What Has Happened To Our Pensions?
Article published in Parliamentary Monitor explaining the reasons for decline of UK final salary pension schemes.
Jumblies Pensions
A picture of how UK private sector company schemes are leaving people unprotected and unaware of the risks to their pensions, while public sector schemes are safe. We need to restore confidence!
What's Wrong with Our Company Pensions?
Note explaining why we urgently need to change the UK final salary pension system. Some form of insurance is essential.
Letter Printed in Financial Times 4 April 2003
Letter regarding lack of security for members of UK final salary schemes.
Why UK Final Salary Schemes Will Move to DC
Note outlining reasons for employers to switch away from DB schemes towards DC.
UK Final Salary Pension Crisis – Possible Solutions?
Outline of reasons for the crisis in UK final salary schemes and some suggested solutions.
Why Final Salary Pensions are in Crisis. A Solution?
A description of why UK final salary pension promises are now financially unsustainable for most employers and a possible way forward for the future.
Mutual Insurance for Final Salary Schemes – or Risk Warnings
Note outlining why wither member must be given a proper risk warning that their pension must be protected.
How We Killed Final Salary Pensions in the UK
Note describing how final salary pension schemes have become financially unsustainable in the UK.
UK Pensions in Crisis
A brief note on why Ros believes UK pensions are in crisis.