UK pensions in crisis
Ros explains some of the background and realities for UK companies offering pension schemes.
British Airways in deep trouble – pension scheme cannot close, what will the Regulator do?
Press Release highlighting the challenges facing the Pensions Regulator, trustees and management in connection with BA’s pension scheme. Most BA staff are covered by employment terms that do not permit any pay cut (or pension reductions) so the pension scheme cannot be closed. This poses major challenge for the Pensions Regulator – will it use its powers?
Pensions Regulator encourages trustees not to be a soft touch
Ros discusses the latest release from the UK Pensions Regulator, urging trustees to be robust in negotiating with employers about achieving better security for pension funding – this is a difficult balancing act but it is important to try to get it right.
Employers pulling out of pensions – with Government blessing
Press Release expressing concern that a major UK pensions advisory company is halving its contributions to its money purchase pension scheme and leading the way for other employers to follow. This risks pensioner poverty and worsens our pensions crisis.
Trustees, Governance and Investment Manager Selection post-crisis
Presentation given to Institutional Investor conference in Amsterdam outlining Ros’ thoughts on past mistakes and future trends in pension fund investment and trustee investment governance.
Pensions Regulator talks tough on putting pensions above dividends
Press Release supporting UK Pensions Regulator’s statement highlighting that companies should not prioritise dividends to shareholders ahead of making up pension deficits.
Labour's Legacy – destruction of pensions
published in Scottish Sunday Post explaining that the era of final salary pension schemes is now closing and that Government policy has hastened the demise of a once-thriving private pension system in the UK.
Final salary scheme deficits soar again
Press Release commenting latest figures showing rise in final salary scheme deficits for FTSE 100 companies caused by falling equity markets and disappointing corporate bond returns.
Final chapter for final salary
Article published in the Yorkshire Post explaining why the latest falls in asset prices have led to worrying deficits in UK final salary pension schemes, which will hasten the demise of such schemes.
Keynote speech 'Pension Reform and Reality'
Ros delivered the keynote speech at Professional Adviser’s Expert Investor Forum in London outlining her ideas on demography, pensions and the need for radical reform.