Ros comments on latest figures showing that FTSE100 scheme pension deficits rose over the past year, despite a 10% increase in assets and employers pouring around £20bn into their schemes. QE and low rates continue to damage pensions.
Ros calculates that the failure of couples to buy joint life annuities may result in 250,000 widows or widowers each year at risk of being left with nothing when their partner dies.
Ros comments on the National Audit Office report highlighting how pensioner policy falls under too many different Government departments.
Ros welcomes the removal of NEST restrictions but explains why they should ideally be removed before 2017, to give NEST a fairer chance to compete and for taxpayers to receive quicker repayment of their loan.
Ros explains why fears about the impact on the PPF of absorbing UK Coal’s pension schemes is overdone.
Ros explains why she believes the Treasury’s announcement that ISAs will be allowed to invest in AIM stocks is sensible, but of course these will probably add to the risk level of a portfolio.
Press Release explaining how QE acts like a tax cut for the wealthiest while imposing tax rises on the masses.
Press Release highlighting the dangers of QE having created asset bubbles and calling for money to be directed to real assets, not financial assets in order to revive growth.
Press Release welcoming the Governments decision to improve member protection in auto-enrolment pensions by banning consultancy charging and planning a cap on default fund fees.
Ros explains why older women are so confused about their state pensions – the whole reform agenda has caused serious problems for many women in their late 50s and Government must address this by providing everyone with clear information so they know what is happening.